Why does CCB need mobile phone verification code for online banking transfer

For the security of your account, to further enhance the security experience of online banking customers and improve the service level of customers, CCB launched the personal online banking SMS verification service, which added another security guarantee for CCB's online banking customers by integrating the interactive advantages of online banking, SMS service and telephone banking.

Customers log on to personal online banking to handle transfer and remittance business. If the transaction amount is greater than or equal to the initial amount of SMS verification set by the user, CCB will send payment transaction information (payment account number, payee name, transfer amount, etc.). ) and SMS verification code to the mobile phone number reserved by the customer through the 95533 SMS platform, and the SMS verification code is valid for 10 minute.

After the customer confirms that the transaction information is correct, the received SMS verification code will be input into the online banking system, and the online banking shield will be enabled to verify the customer's identity and continue to handle the transfer and remittance business.