Why haven't you paid your medical insurance card for months?

Due to insufficient personal payment or failure to update medical insurance information in time, failure of the unit to pay medical insurance fees in full and on time, problems in medical insurance system or damage or loss of medical insurance cards, etc.

I. Personal contribution

First of all, individuals should check their own medical insurance contributions. Medical insurance premiums are paid monthly. If the individual fails to pay in time or the amount of payment is insufficient, the medical insurance card will not be able to pay normally. In addition, if an individual changes his work unit or residence, he needs to update the medical insurance information in time, otherwise it may also affect the normal use of the medical insurance card.

Second, unit remittance.

For employees who pay medical insurance premiums, it is necessary to understand the payment situation of the unit. If the unit fails to pay the medical insurance premium in full and on time, the medical insurance card will not be used normally. At this time, individuals can consult the personnel department or financial department of the unit and urge the unit to pay the medical insurance fee as soon as possible.

Third, the medical insurance system.

In addition to personal and unit reasons, the medical insurance system itself may also have problems. For example, system upgrade, maintenance or failure may cause the medical insurance card to fail to pay normally. At this time, individuals can call the local medical insurance service hotline or go to the medical insurance service window to inquire about the relevant situation, understand the specific reasons and seek solutions.

Fourth, other possible reasons.

In addition, there are some other reasons that may cause the medical insurance card to be unable to pay normally, such as the medical insurance card being damaged, lost or stolen. In these cases, individuals should go to the medical insurance service window in time to go through the relevant procedures to ensure the normal use of the medical insurance card.

To sum up:

The failure to pay the medical insurance card for several months may be caused by insufficient personal payment or failure to update the medical insurance information in time, failure of the unit to pay the medical insurance fee in full and on time, problems in the medical insurance system or damage or loss of the medical insurance card. Individuals should first inquire about their own payment situation, and consult relevant information to the unit or medical insurance service department in order to solve the problem in time.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

People's Republic of China (PRC) social insurance law

Article 83 provides that:

If the employing unit or individual thinks that the behavior of the social insurance fee collection agency infringes upon its legitimate rights and interests, it may apply for administrative reconsideration or bring an administrative lawsuit according to law.