How to use the virtual card of Industrial Credit Card?

How to consume the virtual card of Industrial Bank?

Approved cardholders can use the virtual card information to make online payment before receiving the physical card.

Virtual credit card, also known as virtual VISA credit card, VISA virtual credit card, VISA virtual card, VISA international credit card, task card, game activation card, PayPal activation card, EB activation card and iOffer activation card, is a product for users who have no international credit card or are worried about the safety of credit card payment and need to go abroad for shopping, activate various online accounts and recharge.

How to use the virtual card?

Virtual card is a simple virtual number generated after online registration, which is specially used for online payment. In this way, every time you pay, you may only need to enter this and password, without entering the bank account number or.

CVV2 code, on the back of your bank card. Next to the magnetic card, there is a three-digit fine print, which is CVV2 code.

How to spend the virtual card of Industrial Bank

I can cash it for you.

Excuse me, how can the virtual credit card of China Construction Bank be consumed on the pos machine?

Longka electronic payment card is a virtual card, and there is no physical card. Offline POS use needs to be combined with China UnionPay Express NFC mobile phone (such as binding APPLEPAY, SAMSUNGPAY and HEC Dragon Card "Follow the Core" APP). In other words, if your mobile phone doesn't have NFC function, you can only pay online, not offline. Moreover, the electronic payment card can set transaction switches and transaction limits in mobile banking or online banking, which is safer to use.

Can the virtual card of Industrial Bank be used for consumption?

This virtual card can only be consumed online, not swiped. The official card will be received in about one month, and this virtual card will be invalid.

The Industrial Electronic Card can be used in the online personal banking and mobile banking of the Bank without a physical card, or in all channels of the Bank with a physical card.

The application method of industrial e-card entity card is as follows:

1. Log in to personal online banking, and click the "Entity Card Management" menu of the "Xingye E Card" channel to handle the Xingye E card.

2. With the industrial E-card and my ID card, apply for an industrial E-card entity card at any business outlet of the bank.

How to use the virtual card

I can cash it for you.

China Construction Bank Long Card E card payment, I don't know how to use virtual card?

This is a virtual card, and there is no physical card. After the approval, the bank will send it to you, get other information of the card according to the SMS prompt sent by the bank, and call the customer service hotline to set the cash withdrawal password. When you pay online, just like your other credit cards, you can pay by entering the relevant information of the card.

If it is to be used on the POS machines of physical merchants, it must be used in combination with mobile payment tools such as HCE Longka China UnionPay Express, Longka ApplePay and SamsungPay, and the payment will be made through China UnionPay Express.

How to swipe a virtual credit card?

A card that can be handled with an ID card.

I. Construction Bank Dragon Card Virtual Card

Bidding conditions:

1. At least 18 ~70 years old.

2. Hold an ID card to open an account at the CCB window and apply for a Longka bank card.

3. Apply for dynamic password or U shield at the same time.

4. Fill in the application form of Dragon Card Virtual Card.

The hymn directly told the bank staff to apply for the Dragon Card Virtual Card (USD Card), and asked the bank staff to assist in handling it.

Two. Industrial and Commercial Bank of China-Peony Sports Card-Power Series

Bidding conditions:

1. At least 18 years old.

2. Open an account at the ICBC window with your ID card.

The hymn directly tells the bank staff to handle the peony sports card-power series, and asks the bank staff to assist in handling it.

The team now provides another wonderful way for mainland partners to join GDI.

Ask our customers to apply for bank cards and open online banking.

After 38 yuan applied for the U shield, he entered the online banking and set up a U shield in his computer.

The bank has sent you the process. We don't have to do this. We just need to do how to set up the virtual card.

In other words, we only need to go to the bank in the customer area to apply for a card and open online banking and U shield.

Can Xingye Virtual Card be spent on the credit card machine?

Remove the game restriction and install the Extreme Edition Throat Seal Virtual Machine with one click Download address:

pan.baidu/s/ 1i3mxEfj

Can Industrial Virtual Credit Card withdraw cash?

After the online application for Industrial Bank credit card is approved, the bank will send a virtual credit card SMS notification, requiring the applicant to activate it at the local branch outlet before using it. Many cardholders don't know much about the purpose of this virtual credit card, and they don't know whether they can use it to withdraw cash. Let's introduce the related matters of Industrial Bank's virtual credit card withdrawal.

1. Can I withdraw cash from Industrial Bank's virtual credit card?

Xingye Virtual Credit Card consists of a string of 16 digits. After the activation is successful, the bank will send a short message with CVV2 code to the mobile phone reserved when you apply for the card. Because virtual credit cards have no physical cards, they can only be used for online and offline payment and settlement.

Because the virtual credit card can only set the inquiry password, but not the transaction password, it does not have the cash withdrawal function of the credit card. Therefore, you cannot use the virtual credit card to withdraw cash.

However, under normal circumstances, after the virtual credit card of Industrial Bank is successfully activated at the counter, the Industrial Card Center will send the physical card to the receiving address filled in by the applicant by registered mail within two working days after activation. After getting the physical card, you can also withdraw cash.

2. How can Industrial Bank borrow cash in advance with its credit card?

After getting the physical card, the cardholder needs to dial the 24-hour customer service hotline on the back of the credit card with the reserved mobile phone, activate the physical card, and set the transaction password before withdrawing cash. After the physical card is activated, the virtual credit card will be invalid, and you can use the physical card for transactions with confidence.

There are many ways for Industrial Bank to take credit cards, including but not limited to ATM cash withdrawal, bank counter cash withdrawal, online banking cash withdrawal, telephone cash withdrawal and mobile banking cash withdrawal. You can choose one of them to withdraw cash.

Industrial credit card takes the existing withdrawal limit, and withdrawal cannot enjoy interest-free period. In addition to charging interest at the daily interest rate of 0.5 ‰, there is also a withdrawal fee. Details are as follows:

1. Withdrawal limit: The initial withdrawal limit of Industrial Credit Card is generally 50% of the credit limit. For details, please call the 24-hour customer service hotline 9556 1.

2. Cash withdrawal fee: 2% of the cash withdrawal amount is charged for the cash withdrawal of Industrial Credit Card, with a minimum of 20 yuan or 2 yuan.

How to use industrial virtual credit card is the most cost-effective?

Xingye virtual credit card has no physical card, so it is different from physical card in usage and can only be used for online consumption. Nevertheless, we should master certain skills when using this card to spend money, so as to achieve the most cost-effective credit card. Let's have a look.

Using Xingye Virtual Card for consumption is nothing more than online shopping, or binding cards on WeChat and Alipay, and making payment in some offline stores. As for how to use the most cost-effective, you can do this specifically:

1, where there are discounts, Industrial Bank has carried out many preferential activities, many of which are online credit card activities. For example, on February 3, 20 16, Industrial Bank used a virtual credit card to bind Alipay Express Payment, and made a purchase at Taobao and Tmall. The first order was reduced188 yuan, 0 yuan. It saves a lot of money to follow the discount than to brush without a plan.

2, the interest-free period can be postponed, which is cheaper for banks. The longest interest-free period of the bank credit card of Industrial Bank is 50 days and the shortest is 30 days. The most cost-effective consumption method is naturally to grasp the time of swiping the card.

Usually, the interest-free period of a credit card is affected by three factors, one is the date of swiping the card, the other is the date of billing, and the other is the date of final repayment.

If you swipe your card one day after the bill date, it is the most cost-effective, because you can enjoy the interest-free period of up to 50 days, while swiping your card on the bill day can only enjoy the interest-free period of 20 days. Seeing this, everyone understands.

take for example

Assuming that the billing date of Xiao Qi Xingye Virtual Card is 1 every month, the repayment date is 20th of every month, and she spends it on February 1, then the bill will be issued on 1 and the repayment will be between 1 and the end of120th, so you can enjoy the interest-free period of up to 50 days.

In addition, it should be noted that after using the virtual credit card to overdraw consumption, you must repay before the final repayment date. Otherwise, if it is overdue, the bank will not only charge overdraft interest, but also charge late fees, which will seriously cause bad credit and cause a lot of inconvenience in applying for loans in the future.

Finally, I would like to remind you that although Xingye Virtual Credit Card can be purchased online at will, it should be used with restraint. After all, the overdraft will be paid back sooner or later. For pickpockets, the most cost-effective way is not to use cards.

Can Industrial Virtual Credit Card be paid by WeChat?

In addition to not withdrawing cash, Xingye Virtual Credit Card can also pay online like a physical card, so as long as you bind Xingye Virtual Credit Card to WeChat, you can still pay. Let's teach you how to bind virtual credit cards on WeChat and how to use virtual credit cards for transactions. Let's have a look.

1. How does Xingye Virtual Credit Card bind WeChat?

The method of binding WeChat by Xingye Virtual Credit Card is actually the same as that of physical card. The specific card binding method is as follows:

1, open WeChat-"Me"-"My Wallet";

2. Click "Bank Card"-"Add Bank Card";

3. Enter your payment password to verify your identity;

4. In the "Add Bank Card" interface, enter "Cardholder" and "";

5. Fill in the bank card information, including the validity period of the virtual credit card and the mobile phone number reserved by the bank, and click Next.

6. Enter the verification code to verify the mobile phone number, and then you can bind the virtual card on WeChat.

Second, how to pay for Xingye Virtual Credit Card WeChat?

1, you can select the goods in the micro store, and then click "Pay Now".

2. Next, enter the consignee information, contact address and click "Settlement".

3. On the settlement page, select the payment method as the Xingye virtual card bound to you, and confirm the order information after completion.

4. After submitting the order, enter your payment password to complete the payment.

Summary: Generally, the validity period of Industrial Virtual Card is only one month, so after receiving the physical card, everyone must unbind the virtual credit card and bind the physical card before using it within the validity period.

How to use the virtual card of Industrial Bank?

Although virtual credit card has no entity, it is also a credit card, and it still needs to be repaid on time. Virtual credit cards can be repaid through online banking, Alipay and WeChat transfer. Don't be overdue, otherwise it will have a negative impact on personal credit.

In the context of the rapid development of third-party payment, major banks have also begun to take action to seize market resources, and many banks have begun to launch virtual credit cards. Nowadays, card-free payment has been widely accepted, and the acceptance of virtual credit cards has not been greatly hindered. How to use the virtual credit card consumption of Industrial Bank?

Many friends know that after the Industrial Bank's credit card application is approved, the bank will issue a set of virtual credit cards and a three-digit security code, so that you can use the virtual card to spend before receiving the physical card.

However, because the virtual card has no physical card, it can only be swiped online for shopping. Of course, credit cards can also be tied to some third-party payment platforms and consumed in some physical stores. The specific eating method is as follows:

1, online shopping: For friends who like online shopping, as long as they select the goods they want to buy in Taobao, JD.COM and other shopping malls, choose a credit card as the payment method, and enter the virtual credit card, security code and mobile phone verification code, they can spend by swiping their cards.

2. Offline shopping: If you want to pay online with a virtual card, you must bind the virtual card to Alipay, and then open fast payment. When checking out, scan the Alipay QR code of the store and pay with a credit card.

Extended data:

Need to be reminded that when using a virtual card to swipe your card, you must pay attention to the safety of using the card. When shopping online, you must know the online merchants you are trading with, choose a safe website to pay, carefully choose the seller's merchants, and don't disclose your credit, expiration date, password and other information to fictional sellers. Don't log on to the seller-induced payment platform, and beware of false payment websites.

I'll tell you one of the most cost-effective ways to swipe a virtual card, that is, swipe the card on the same day as the bill, because spending by swiping the card on the same day will generally be recorded in the next day, and then the bill will be issued next month, so that you can enjoy the longest interest-free period.