How long does it usually take for the 48-hour final review of stage music?

202 1 How long does it take to finalize the music bank by stages?

The final audit of 202 1 staged music bank will take about a week. Of course, if the personal qualification is relatively high, the review will be faster, if the qualification is relatively low, the review will be slower and may even be rejected. It is important to know that all loan software is required to review credit information, or a small part does not review credit information, but there are other requirements.

First, fraud.

Some people have met individuals or other contact information when borrowing money to tell you to download the loan. The other party will let you download the so-called loan platform through Alipay or WeChat, send you text messages, call you and so on. It will be registered soon, and the loan amount will go to the "APP" wallet, and you can't get your bank card at all, but when you withdraw the cash, you will be told that your bank card is wrong and you will contact the so-called customer service. Then there are two situations: 1, and the other party directly loses contact and cannot be contacted. 2. In the case that the other party has not lost contact, the so-called staff first asks you to admit that you have filled in the wrong bank card, then asks you to take pictures of the front and back of your ID card, hand-held ID card and bank card and send them to them, and then asks you to pay the authentication fee, unfreezing fee, card deposit and other fees. If you don't pay back the other party, say: You are suspected of defrauding the loan, and you have breached the contract. If you don't handle it, you need to repay it. At the same time, it is possible to send you a picture of a document titled CBRC or China Banking and Insurance Regulatory Commission. If you encounter the above situation, you will encounter fraud. Reject the other party's payment request. If you don't get the loan from beginning to end, you don't have to pay it back.

Second, go to the formal platform when lending.

In addition, we must look for a formal loan platform and don't trust the platform of small workshops. In these small platforms, it is likely to be a liar, which leads you to pay money again and again, but you don't really get a loan. Later, it may be said that your failure to repay on time will affect your credit information. If you encounter such a problem, don't worry. If you don't know anything, ask the police. But don't ask these people. Of course, you can also ask the bank staff. After all, bank staff are regular employees. When you take out a loan, you should also consider whether you can repay it. If you can't afford it, find a smaller loan.

How long does it usually take for the 48-hour final review of stage music?

There is generally no fixed time for the 48-hour final review of installment music, depending on how much business the platform handled at that time. If there are many people applying for loans, the final review time may be longer, but generally it will not exceed two working days.

After the installment music enters the final review, it does not mean that the loan is rejected. As long as the lender's qualification meets the platform loan requirements, the lender can successfully apply for a loan. After the loan application is successful, the lender must remember to repay the loan on time and maintain personal credit information.

When is the installment music not reviewed at night?

The application for installment loan needs to pass the 48-hour final review, but it does not mean that the application is rejected. After the 24-hour preliminary review, the stage play concert will be finalized for 48 hours, which is the normal review process of stage play music. Therefore, the fact that staged music entered the 48-hour final review does not mean that it was rejected. If the loan application of the staged music staff fails 48 hours after going to work, that is, the applicant has not received the SMS notification of relevant approval, which means that the user's application for staged music has been rejected.

First, introduce stage music.

Staging Music is a boutique stage mall owned by Lexin, and it is the forerunner of e-commerce mode of staged shopping in China. At present, it has established cooperation with many well-known brands such as Apple, Huawei, OPPO, vivo, L 'Oreal and Philips. , becoming the third largest Internet channel after JD.COM and Tmall. Staging music has also settled in e-commerce platforms such as Mall and Xiaomi Youpin, and exported staging music service capabilities from many high-quality external platforms such as Xiang Yang Wharf and Ma Honeycomb.

Second, the review process of staged music

The installment loan will be completed within 24 hours, the final review will be conducted within 48 hours after the initial review is passed, and the loan will be released after the second review. In other words, installment music may stop borrowing money after 12:00 in the evening, especially those that may need manual review, and will not be reviewed until after work. There will be a SMS notification after the application is approved. If there is no result after more than 48 hours, it is likely that the application failed and the system will automatically close the order.

As can be seen from the above, in the case of urgent need for money, users can borrow money through installment music. However, before borrowing, users should know the loan amount, loan interest, repayment date and repayment channel of installment music in detail, and then choose the repayment method that suits them. Staging music is a large-scale formal stage, which can bring great convenience to users who urgently need money but lack short-term funds. Therefore, users can apply for loans from installment music when needed.

Operation mode:

Staging music has created a business model of micro-consumer finance on the Internet. At the front end of consumption, staged music has improved the shopping experience of users through cooperation with JD.COM and others; At the back end of creditor's rights processing, the exclusive agent of orange finance was launched in June 20 14, forming a closed-loop ecology of "self-production and self-sale".

Company background:

By stages, we have enjoyed the investment from many top domestic and foreign investment institutions and well-known enterprises such as JD.COM, DST, Xianfeng Huaxing, Jingwei China and Bertelsmann Asia Investment Fund.

Is the final review of stage music due in 48 hours?

The installment loan first passes the installment review, then matches the funder for final review, and then issues the loan after passing.

If the order status is delivered to the bank for processing, it means that it has passed the phased review and has been handed over to the financing parties such as cooperative banks or licensed financial institutions for final review. Because this state cannot be cancelled, users need to wait patiently for the result. Under normal circumstances, the results will be produced within 48 hours and processed within 3 working days at the latest.