Is there a SMS notification for bad credit card records?

Yes, bad credit card records will be notified by SMS.

Details are as follows:

1. The bank will bind the cardholder's mobile phone number with the credit card account to ensure that the cardholder can be notified in time when relevant events occur.

2. When the credit card has a bad record, such as overdue repayment, excessive consumption, arrears, etc. , the bank will send a notice to the cardholder by SMS to remind him to deal with related problems.

3. The purpose of SMS notification is to inform the cardholder's credit card account in time to help him manage and use the credit card better.

4. By sending SMS notifications, banks can remind cardholders to take timely measures to avoid bad records on credit cards and negative impact on personal credit.

Summary:

When a credit card has a bad record, China Bank will notify the cardholder by SMS. This notification method can help cardholders to know the situation of credit card accounts in time and remind them to deal with related problems in order to maintain good personal credit.

Extended data:

According to the regulations of China UnionPay, banks should pay attention to the protection of personal information when sending SMS notifications to cardholders. Therefore, SMS often displays some basic information, such as bank name, partially hidden card number, account status and so on. , to avoid leaking sensitive information. At the same time, cardholders should also ensure the accuracy of their mobile phone numbers so as not to miss important SMS notifications.

In addition, cardholders can also check the details of credit card accounts, including bad records and repayment information, through the bank's mobile banking App or online banking, so as to have a more comprehensive understanding of the use of credit cards.

To sum up, Bank of China will notify the cardholder of the bad records generated by the credit card by SMS, so that the cardholder can know the account situation in time and take corresponding measures to maintain good personal credit.