What happens when the credit card of Bank of Communications is overdue for two months?

If the credit card is overdue for 2 months, the phone message will keep urging you. After more than 3 months, the bank reminder should be sent to your home or unit for you to sign and indicate the repayment time. After more than 4 months, a special dunner will call or call for dunning. After more than 5 months, it is possible that the bank will freeze your card and then prepare to sue you. After more than 6 months, the life of the landlord may be wonderful (manual funny).

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Consequences of malicious overdraft of credit card:

1, resulting in bad credit records;

2. Interest: the daily interest is calculated at 0.05%, and the interest is calculated from the consumption bookkeeping date;

3. Late payment fee: 5% of the unpaid part of the minimum repayment amount will be used as late payment fee, which will be collected monthly;

4. The bank will sue;

5. No credit business shall be conducted in this bank within 5 years from the date of paying off debts.

If the credit card is not repaid, the bank will collect it through multiple channels. If repayment is indicated and a repayment plan is made, the bank will not report it as a criminal case. If you refuse to repay, the bank will generally sue through civil channels, and if you don't repay, you will start the reporting procedure. If the police do not repay after filing a case, it may constitute credit card fraud.