What does it mean to open a bank account?

Opening a bank account means opening a bank account, that is, a bank card. For ordinary bank users, the opening bank is the bank that handles bank cards. In fact, the significance of deposit banks is greater than people understand. But for ordinary people, the deposit bank can help handle a lot of financial transfer and other businesses, at least when handling business, we should know the relevant situation of the deposit bank.

The types of bank accounts are basic deposit account, general deposit account, temporary deposit account and special account. Opening a basic deposit account must be reported to the local people's bank for examination and approval, and an account opening permit shall be issued. The original license shall be kept by the depositor and the copy shall be kept by the bank.

According to relevant regulations, bank account services can be divided into basic account, general deposit account, temporary deposit account and special deposit account. When doing business in a bank, people must choose the corresponding deposit type according to their actual situation.

In addition, different deposit banks handle deposit business in different forms. Some bank deposits have relatively high interest rates, while others have relatively low interest rates. Users need to know these banks in advance.