The SMS reminder fee of CCB is higher than my balance.

1, because it is not used, the balance in the card is zero, and it will be converted into a dormant account for a long time, and it will take a long time to close the account. SMS billing will remain, you will be in arrears, and your SMS service will be frozen. Until you open the SMS bank again, you will find that this mobile phone number can't receive SMS, because you need to pay the arrears.

2. If you don't use it often, it is recommended to close the SMS bank after paying the fee. You have to do it for a year or a month, and the cost is small.

They are not in the same industry. In addition to sending SMS reminders of account changes, the SMS bank you opened can also pay mobile phone fees, transfer money (the remittance fee is very low, but the limit is also low), and return my credit card. By sending short messages directly, you can also receive CCB financial management, fund and stock market information. , no separate charge. If the local CCB has special business, it may also have it. For example, Heilongjiang can also remind the arrears of electricity and mobile phone fees and return them directly. Telephone banking is to dial 95533, use the reserved user name and password, enter the service process of voice reminder, and handle various businesses.