I didn't activate the credit card of Minsheng Bank' but it's overdue to send me messages all the time'. What if I have to pay an annual fee?

Hello, if this happens, it is likely that the credit card you applied for has a rigid annual fee. Even if you don't activate the credit card, you still need to pay the annual fee, and once it is overdue, it will also affect your personal credit information, so you'd better activate the credit card quickly, pay off the arrears and apply for cancellation.