Self-evaluation of bank president's work

Self-evaluation of bank president's work

Self-evaluation is conducive to self-summary, self-reflection and self-improvement. The following is my self-evaluation of the work of bank presidents. Let's have a look.

Dear leading comrades,

Hello everyone! The work of 20xx has ended. With the correct leadership of provincial and municipal branches and the active cooperation of all employees, all tasks of 20xx were successfully completed. I was able to perform my duties seriously and successfully completed all the tasks I was responsible for. The work of the past year is now reported from the following aspects, and leaders and comrades are invited to give their opinions.

I. Performing duties:

Seriously and responsibly do a good job in the development of postal finance business in * * County Sub-branch. At the beginning of the year, according to the spirit of provincial and municipal work conferences, combined with the actual situation of the Bank, and in accordance with the unified arrangement of the * * county post office, the overall arrangement and quarterly deployment were made for the development of financial business, and with the efforts of all staff, various business indicators were successfully completed.

By the end of 20xx, the postal financial business in the county had realized business income of 53361(151.70) million yuan, accounting for 83.38% of the planned annual income of 6.4 million yuan, of which savings income was 512.05 (144655). Savings spread income is 3,487.75 (546.3) million yuan, accounting for 54.5(36.0 1)% of the total income, and non-spread income is 65.438+084.76 (97.04) million yuan, accounting for 34.64(63.99)%.

By the end of 20xx, the surplus balance had reached 360.7 million yuan, with a cumulative net increase of 4.967 billion yuan (1550), accounting for 99.35% of the annual net increase plan of 50 million yuan issued by the Municipal Bureau. The current balance reached 70 10( 1345) yuan, with a net increase of 886(573) yuan, accounting for 44.3% of the annual plan of 20xx yuan, and the current proportion reached19.44 (23.18)%; Cumulative issuance of 19600 () green cards and completion of141%of the annual target plan of 13300; The number of accounts opened increased by 894, accounting for 47% of the annual plan of 20xx households. Agency insurance completed 3.585 million yuan (452,000 yuan), accounting for 4.26438+08% of the annual plan of 8.5 million yuan; Complete small loans1xx 3 (234) 41xx.99 (131770), accounting for158.04% of the annual plan of 26 million yuan; Sales of national debt122401(80 million yuan). The number of SMS services increased to 3,957, and 1737 was cancelled, with a net increase of 22,2071.61%annual plan and 50 micro-loans amounting to 3.376 million yuan.

(A), the reform and management work to promote the normal operation of enterprises.

* * The county branch is deployed according to the unified arrangement of the city branch. In April, the establishment of county branches and the listing of banks were completed, and the relevant licenses, certificates and photos of all secondary branches in the county were completed. Complete the replacement and activation of foreign business seals of all branches and the listing of bank outlets before May.

By September, there were 13 people in the sub-branch, all of whom were on the job. In order to strengthen the responsibility, straighten out the smooth command, coordination and feedback system from top to bottom, and improve efficiency, the county sub-branch has set up an executive Committee, a comprehensive management department, a comprehensive business department, a comprehensive accounting department, a credit business department and a business department. In accordance with the "T-class method" and "flexible working system", the personnel have been readjusted, and a reasonable part-time job has been carried out in combination with the actual situation. All departments and posts have their own duties, so that people are in charge of things and people are in charge.

(two) adhere to the scale of operation, the postal savings balance increased steadily.

At the beginning of the year, our bureau issued the savings development target plan of each outlet, formulated and introduced the assessment methods of savings business according to local conditions, and guided the development of savings business; Every quarter, different forms of labor competition activities are carried out in a timely manner, such as "a big fight in the first quarter to achieve a good start in the first quarter" and "a big fight in the second quarter, more than half of the time and tasks". In view of the sluggish capital market this year, we have carried out the activities of soliciting customers such as repeat customers and giving gifts with deposits on important holidays. The classification guidance of various outlets has been strengthened, and the county bureau business hall, Daping, Yunzhen and Miliang sub-bureaus have exceeded the planned tasks; And through the typical tree notification, TV advertising, wall advertising, deposit giving and other savings publicity activities, it has promoted the steady growth of the postal savings balance of our bureau.

(3) Accelerate structural adjustment and vigorously develop intermediary business.

Since the beginning of this year, the rate of return on new postal savings funds has been decreasing, and the old deposits of the People's Bank of China have been gradually transferred, and the national savings deposit interest rate has been raised again and again, which has put great pressure on the financial business income of our bureau. Therefore, the overall situation advocates vigorously developing intermediary businesses such as demand, cards, funds, short messages, collection and payment, and agency insurance. To make up for the lack of income. The first is to grasp the project and collect demand deposits. Arrange the person in charge of the savings and remittance department and city outlets to conduct a thorough investigation of the store and collect the operating expenses of the store; Take advantage of the opportunity of listing local products to collect sales funds of agricultural and sideline products; Seize the opportunity to collect sales and land acquisition funds. The second is to accelerate the development of green card business. At the beginning of the year, seizing the opportunity of migrant workers and students returning home, according to the arrangement of the Municipal Bureau, the business promotion activity of "A Letter to Migrant Workers" was launched in the county, and the current card was issued 1232.

Since the second quarter, a household survey of financial business has been carried out, and the green card issuance focuses on migrant workers, businessmen and the construction of green card villages and towns. More than 1,000 business leaflets 10000 were distributed to key towns and villages, 5 new green card villages 15 were built, and 3,230 cards were issued. The third quarter focuses on the issuance of nomination cards for college entrance examination students. Annual cumulative card issuance 19600. Driven by the development of green card business, the fee income of off-site transactions increased rapidly, and the fee income of off-site transactions was 3 1.55 million yuan in the whole year.

The third is to increase the development of collection and payment services. On the basis of continuing to do a good job in family planning incentives, pensions and oil collection and distribution, we will continuously improve service quality and consolidate market share. This year, through market development, the number of tobacco electronic visiting and selling households has gradually expanded, and 898 households have been paid to county middle schools, No.2 middle schools, Unicom companies, local taxation bureaus, insurance companies and other units. The accumulated income of the annual collection and payment business reached 654.38+0.65, 438+0.85 million yuan. The fourth is to increase the development of agency business. There were 3,957 SMS users in the whole year, and the total number of online users was nearly 10,000. Agency insurance was 3.582 million yuan, and accumulated sales of national debt 12240 10000 yuan. The annual accumulated income of agency business is 65,438+0,365,438+0,365,438+0,000 yuan.

(4) Make the asset business bigger and stronger.

Since the beginning of this year, in view of the situation of the transformation of savings business, we have adopted a positive coping strategy, demanding that while focusing on developing the balance scale, we should focus on developing new business and asset business to make up for the lack of income and increase the proportion of non-spread income. By the end of 65438+February, our non-spread income and loan income accounted for 34.64% of the total financial income. Regarding the development of loan business, our bureau is the key project of business development this year. Formulate detailed assessment methods for business development, fully mobilize the enthusiasm of business development of outlets, increase the loan amount with the focus on grasping projects, focus on poverty alleviation loans and unemployment discount loans, increase the supervision and implementation of projects, and guide the development of outlets, and achieve good results.

By the end of 65438+February, micropayments had reached 4 1xx.99 million yuan, and realized income of 598,000 yuan, leading the city in completing tasks and realizing income. Among them, discount loans for poverty alleviation and laid-off workers reached 109276 million yuan, accounting for more than 24.5% of the loan amount. By granting poverty alleviation and unemployment loans, the development of loan business has been effectively promoted and improved.

1, 293 poverty alleviation loans for 293 households, 5197,600 yuan; A total of 46 transactions, 46 households and 165438+ 10,000 yuan were recovered; At the end of the year, there were 247 transactions and 247 households with a balance of 4,097,600 yuan.

2. 203 interest subsidies for laid-off workers in 203 cases and 203 households with 5.73 million yuan were distributed throughout the year; A total of 50 transactions with 50 households 1 1.2 million yuan were recovered; At the end of the year, the balance was 65,438+053 transactions, 65,438+053 households and 4,665,438+08,000 yuan.

3. The county has jurisdiction over 25 townships, 204 administrative villages and 64,733 farmers. There are 2 credit villages and 49 credit users.

4. Wechat business * * County Sub-branch has lent money to 1066 households with Wechat business of 40xx.93 million yuan, and completed the annual planned task of 26 million yuan 1654438+0545438%, with a loan balance of 542 households 1679520 yuan, and realized the lending in that month.

5. Microfinance business

On September 3rd, the micro-credit loan business was officially started. By the end of June, 5438+February * * *, 50 micro-loans were issued, with an amount of 3.376 million yuan and a balance of 47, with 3.296 million yuan. Among them: 9 loans from farmers, 205,000 yuan, 4 1 loan from merchants and 3 17 1 10,000 yuan.

6. Support the development of "one village, one product".

In order to promote the micro-loan business of * * County Sub-branch and support the development of "one village, one product", on the morning of February/February/August, 20xx1August, * * County Sub-branch held the on-site distribution meeting of farmers' loans in Yunzhen Village, Yungaisi Town, * * County. Xing, secretary of the Party Committee of Yungaisi Town, Tian Feng, chairman of Yungaisi Town People's Congress, Hu Haiyan, stationmaster of agricultural technology station, Hu Yingping, village head of Yunzhen Village, all the staff of the credit department of * * Sub-branch and local villagers attended the on-site loan distribution meeting, at which three farmers' joint guarantee loans of 45,000 yuan were successfully distributed. * * County TV station also attended the live meeting and reported the news at the live meeting. After the on-site meeting, loans of 205,000 yuan were granted to 6 farmers. The construction of Jiezi Township and huilong town Credit Village has been well prepared for preliminary investigation, and it can enter the substantive lending work in 20xx.

(five) the implementation of cost reduction and efficiency, enterprise management constantly standardized.

First, according to the market income, adjust the business development cost in time and strictly review the business expenses. The second is to strengthen the management of the reserve fund and control the reserve fund not to exceed the limit. The third is to reduce funds in transit and improve the efficiency of capital use. The fourth is to standardize the payment workflow of outlets and banks, reduce artificial capital retention and shorten the capital turnover time.

(six) actively implement the hierarchical responsibility system, and strive to improve the level of management services.

First, put the personnel of the Department of Savings and Remittance into every business and every outlet, so that every business and every unit is managed and the business development is supervised; The second is to strengthen the management of branch presidents. Discuss business development with the branch directors regularly and irregularly, check the meeting minutes, basic data and accounts of the branch, and ask the branch directors to take the lead in managing the branch from the aspects of labor discipline, business skills, service quality, assets, low-consumption goods, capital security and benefit distribution; The third is to strengthen the construction of outlets, improve the quality of personnel and enhance cohesion.

By holding many reviews on the business development of outlets, business skills training sessions, technical competitions and selecting typical activities of advanced trees, the ideological quality and professional quality of personnel are continuously improved. Fourth, the implementation of image engineering construction has significantly improved the service capacity and level. 2 ATMs are newly installed in urban outlets to improve the window hardware environment; Various forms of service education activities have been carried out, and the joint accountability system for service quality has been implemented, which has enhanced employees' awareness of thinking about users and creating business opportunities with services, and promoted the continuous improvement of window service quality.

(seven) to strengthen the safety management of funds.

First, convene the heads of branches to hold fund safety meetings from time to time, point out the safety problems existing in branches, and make rectification within a time limit; Second, regular fund security liaison meetings will be held to analyze the hidden dangers of fund security and implement the responsible person for rectification. Third, a number of special rectification activities were carried out. On-site inspection 162 times, off-site inspection 42 times and surprise inspection 20 times were carried out throughout the year; Special inspection activities were carried out, such as receipt and payment business, agency funds, "Golden Goose Six Ones", "no-discount withdrawal, no-discount transfer, false loss reporting", special business handling, and implementation of three-level authority. The fourth is job rotation. Through the ideological changes of personnel every month, the personnel who have not been rotated for a long time and may have potential financial security risks are rotated. Fifth, give full play to the function of electronic monitoring. Inspectors can analyze early warning information in time, and major risk early warning can arrive at the scene in time for inspection, which effectively improves the timeliness of capital risk control. Sixth, carry out employee warning education activities from time to time, listen to the lectures on "Prevention of Duty Crimes" given by experts from procuratorial organs, and improve employees' professional ethics awareness. Seventh, the outlets are equipped with a certificate of deposit discriminator and an ID card discriminator, which effectively prevent the occurrence of forgery and fraud cases and ensure the safety of funds.

Second, people-oriented, grasp the ideological homing, and further consolidate the foundation of enterprise development.

Man is the most active factor among the factors of productivity, and the foundation of enterprise development lies in relying on all employees. Based on this understanding, our sub-branch regards mobilizing people's enthusiasm as an important task on the basis of people-oriented and respecting knowledge and labor, fully mobilizing the enthusiasm and initiative of employees and laying a foundation for development.

First, people-oriented, focusing on ideological homing, and enhancing enterprise cohesion. A crucial year for postal reform in 20xx, the * * County Sub-branch was just established in April this year. In order to unify the staff's thoughts on the development of postal finance, we have conducted formal task education, ideological education and market education for the sub-branch in view of the confusion among the staff, and put a series of information such as the income and expenditure and operation of the sub-branch in front of the staff, show it to their families, let everyone settle accounts, let everyone further understand the difficulties and opportunities faced by the current postal savings bank, and make clear that development is the last word. Without development, there would be no food. Inspired employees' sense of responsibility and urgency, educated employees to establish a sense of ownership of "enterprises rely on me to develop and I rely on enterprises to survive", thus forming a good atmosphere for Qi Xin to work together for development.

The second is to improve the execution of employees. In order to clarify the responsibilities of employees, according to the needs of reform, the county sub-branch set up an executive Committee, which consists of a comprehensive management department, a comprehensive business department and a comprehensive accounting department, as well as a credit business department and a business department. According to the "flexible working system" and the actual situation, re-adjust the personnel, implement a reasonable part-time job, and all departments and posts perform their duties, so that some people are in charge and some people are arrested. Hold a regular meeting once a week to review last week's work and arrange this week's work; Implement a business analysis system and publish a business analysis once a month to analyze the business situation, existing problems and next steps this month; In terms of business development, the staff task 10 daily notification system was implemented, which enhanced the pertinence of the work.

Third, policy guidance and positive incentives. In xx years, positive incentives were given priority to, supplemented by assessment, and the guiding ideology of anti-incentives was embodied in the formulation of assessment incentives such as business assessment methods and personal business incentives. The enthusiasm of employees to develop business has been further improved.

The fourth is to strengthen the work of assets verification. 20xx * * Sub-branch has just been established, and the asset relationship between banks and postal services is unclear. In order to sort out the assets, the financial accounts of the sub-branch were established, and the person in charge and the custodial user were defined. In principle, "whoever uses it is responsible" to ensure the integrity of bank assets.

Third, strengthen learning and constantly improve their own quality.

First, strengthen theoretical study and strive to improve ideological quality and management ability. I have always regarded learning as a political task, and I have to read the news and newspapers every day to keep abreast of the relevant spirit and work trends of the local bureau, so as to improve my theoretical level and improve my ability to analyze and solve problems from reality. I also insist on learning new postal business knowledge and pay attention to applying what I have learned. Second, according to the actual work needs, study books such as China Post, Financial Research and Xi 'an Finance to broaden your knowledge and broaden your horizons. The third is to strengthen the study of financial business knowledge, complete the learning task of the postgraduate training course on financial management jointly organized by the Provincial Bureau and Xi Jiaotong University, pass the qualification examination for financial practitioners, study financial business hard, and improve their financial knowledge and management level.

Fourth, honesty and self-discipline.

As a young cadre, whether I can grow up smoothly is my first consideration. I am very firm in honesty and self-discipline. Over the past year, I can consciously abide by the rules of honesty and self-discipline of leading cadres stipulated by party committees at all levels, and always demand self-discipline by hand and system. I will never do anything that my superiors forbid me to do. I will always check my words and deeds to be self-respecting, self-reflective, self-vigilant and self-motivated. Be strict with yourself at work and correctly handle the relationship between company interests and personal interests; When it comes to major issues such as personnel and workers' economic interests, they all adhere to the principle of democratic centralism and never put forward their opinions in private; When considering problems and handling things, all employees are required to do it first and consistently; In life, we strictly demand ourselves to maintain a frugal lifestyle and oppose extravagance and waste.

Problems and shortcomings in verb (verb's abbreviation) work;

Over the past year, with the education and training of leaders and the support of all cadres and workers, I have performed my duties well and made some progress. However, due to my limited level, there are still many shortcomings and problems in my work:

1, the ability to solve problems needs to be improved. In my daily work, I can persist in proceeding from reality and find problems in my work, but due to my limited practical ability and experience, I can't solve some problems well. For example, we can find the reasons for the unbalanced development of savings business this year, but we can't solve it well.

2. The working methods need to be further improved. Sticking to principles and doing things impartially is my aim. However, due to the lack of work experience, sometimes the working methods are simple, which individual employees can't understand and produce illusions. For example, when auditing business expenses, we insist on principles, do not allow any posting behavior, and have no patience to explain, which leads to individual employees' dissatisfaction.

3. Too high job requirements, too much criticism and too little praise, and lack of in-depth and meticulous ideological education can easily hurt comrades' feelings.

The above is a review and summary of my 20xx years' work, and welcome your valuable comments on my work. In the new year, I will be more grateful, more enthusiastic and more full of mental state, do all the work in a down-to-earth manner, be a good leader's staff, and set an example for the work. I firmly believe that under the correct leadership of the Municipal Bureau and the Municipal Branch, and with the joint efforts of Qixin's overall situation, * * * will definitely make great achievements for * * postal finance.

Thank you!

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