Joke Collection Website - Public benefit messages - What does it mean that the amount in the short message of China Construction Bank is less than 50 yuan's 15 yuan?
What does it mean that the amount in the short message of China Construction Bank is less than 50 yuan's 15 yuan?
In terms of credit cards, not every transaction is reminded by SMS. In the second half of last year, ICBC no longer sent SMS reminders to the changes of RMB transaction balance of credit cards in 300 yuan and below, but sent them through e-Unicom. On May 23rd this year, the Agricultural Bank of China adjusted the starting amount of domestic POS machines to send free SMS to a single 500 yuan (inclusive).
In addition, credit card SMS reminder services of China Construction Bank, Bank of Communications, Industrial Bank, Ping An Bank, Shanghai Pudong Development Bank, China Merchants Bank, China CITIC Bank, Minsheng Bank and other banks all have minimum payment requirements, and SMS reminders will be sent free of charge only when a single consumption reaches a certain amount, with minimum payment ranging from 200 yuan to 1500 yuan.
After expanding the information base and raising the threshold of free SMS reminders, citizens need to pay SMS reminders for small transactions. At present, SMS reminder service fees for debit cards and credit cards range from 2 yuan to 4 yuan every month.
It is understood that banks set the threshold for free SMS reminders of bank cards, mainly to reduce costs. At present, a number of banks have launched WeChat banking services. As long as citizens pay attention to the official micro-signals of banks and bind bank cards, they can receive information on changes in account amounts in time.
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