How to delete transaction records in mobile banking?

Mobile banking transaction records can be deleted. Enter the bank card bill details in your hand, select the transaction to be deleted, and click Delete.

1. If the login password entered by the user is correct, the system will enter the login information prompt page, where you can see the user's last login information and page update prompt. After reading, users can click "Enter Main Menu" to enter the home page of mobile banking, and display the "Bank Mobile Banking" services that users can operate.

2. Click the "Detailed Inquiry" icon in the main menu of the function to enter the account selection page.

3. Click on the account whose details you want to query, and the system will automatically jump to the account details query page.

4. On the homepage of account details query, you can directly select "this week", "this month", "the last three months" and "the last six months" to query, and relevant records will be displayed.

Risk analysis of mobile banking

First, technical risks. Including identity authentication, smart phone client management, network transmission environment security and other risks. In terms of identity authentication, mobile banking generally uses SMS authentication, reservation code verification and reservation information verification. Due to the weak security awareness of customers and frequent interpersonal communication, there is a risk that passwords will be cracked or stolen. In the client/client management of smart phones, users will not be required to conduct a comprehensive inspection of the security of newly installed software when downloading new mobile phone software, which has caused security risks to mobile banking to some extent. However, the security problem of network transmission environment, that is, stealing customer data through phishing WiFi sites and communication interception, also exists in mobile banking. The stability and reliability of the operator's network link has become an important factor affecting the safety of customers' funds and the reputation of operators.

Second: agency risk. In the two modes of mobile banking, there are retail agents who directly contact customers as intermediaries, and there may be incidents such as agent's operational mistakes, cash theft, identity theft and agent fraud, which will bring security risks to mobile banking.

Third: the risk of electronic money. Electronic money faces credit risk. Once the encryption system is illegally cracked, fake electronic money will flood the Internet market, and people's trust in electronic money will be greatly reduced. Therefore, electronic money may face a credibility crisis. Electronic money will also affect the ability of fire bank to control currency issuance, thus affecting the implementation of monetary policy. In addition, there are liquidity risks in electronic money, such as mobile operators and other non-bank entities misappropriating customers' funds for high-risk investment, which leads to insufficient liquidity and damages customers' interests.

Countries all over the world have made a series of regulations on the risks of electronic money: if electronic money is issued by the South Bank, the temporary management institution needs to monitor the funds corresponding to the stored value or unpaid funds, which is an important content of bank prudential supervision. In the non-bank-led mode, mobile operators open virtual accounts for customers, and customers directly establish contractual relationships with mobile operators. In this case, electronic money is less regulated. Even if the regulatory authorities require suppliers to deposit customers' pre-deposited funds in banks, they can't completely guarantee the safety of customers' funds. In case of risk, customers can claim compensation from suppliers, but not from banks.