How to use the only financial expenditure? I didn't see the option of only paying for the goods when I paid.

To use Pinflower, you need to open it first, log in to the Vipshop account, click Pinflower Finance, find Pinflower on the page, click Open Now, fill in your personal information according to the page prompts, open Pinflower, and then you can use it when shopping.

Select the goods and add them to the shopping cart, enter the page of confirming the order information, select online payment in the payment method, fill in and check the order, then submit the order to enter the payment page, select the payment method of "goods finance", receive SMS verification, and complete the payment, even if the supplies cost money.

Wei Pinhua provides three repayment methods:

(1) Cashier's voluntary repayment: log in to Vipshop app- Personal Center-My Assets-Weipinhua, enter the bill details page and click "Repay Now" to enter the repayment amount on the repayment page for repayment;

(2) Withholding bank card for repayment: you can bind a bank savings card opened in the name of an individual, deposit repayment funds in advance, and automatically deduct repayment from the card on the 20th day of each month (repayment date);

(3) Withholding micro-treasure repayment: it can be recharged in micro-treasure, and the repayment on 25th of each month will be automatically deducted from the balance of micro-treasure. If the balance of micro-treasure is repaid in full before withholding micro-treasure, there will be no overdue penalty interest and no impact on credit history. It is suggested that users who only use withholding repayment turn off the function of bank card withholding repayment to avoid the funds in the bank card being deducted in advance on the 20th.