What should I do if I receive the conciliation statement after loans overdue?

What are you most afraid of after the online loan is overdue? I am most afraid of receiving a notice of collection and prosecution, and some people may also receive a notice of mediation. What is the mediation notice?

Mediation notice, also known as pre-litigation mediation, refers to the activities of the people's court to refer the dispute to a professional mediation organization after receiving the complaint and reach a mediation agreement on the basis of equal consultation between the parties, including people's mediation and industry mediation.

First of all, it should be noted that any organization's mediation money must be agreed by both parties. If you reject the other party, you can't make adjustments. Even if you mediate by yourself, it will not be included in the file.

If you don't get your consent before receiving the adjustment message, it is very likely that you will receive a fake mediation notice, which is a routine of collection, not a real adjustment, and can be ignored. Real mediation should be notified by the mediation Committee, not by the applicant to inform the other party and take part in mediation with identity documents.

In addition, the authority of the mediation committee only lies in mediation, and it cannot exercise the power of examination and approval, that is, it cannot make a ruling or judgment on the case. It can be equivalent to mediation by neighborhood committees, that is, it is equivalent to an agreement signed by both parties and is not enforceable.

Finally, if one day you receive a phone call or a text message to inform you of mediation, you must ask more, "Did you mediate at the instigation of the judge?" If the other party does not give a positive answer, it is necessary to weigh whether they are willing to accept mediation. Once accepted, the previous case will be withdrawn.

If there is little interest dispute between the two parties and the settlement time is short, you can apply to the mediation Committee for mediation, which is also a way to solve the contradiction quickly.