Received a short message from Shenzhen Development Bank, urgent!

It's not fraud Maybe the person who handled the card wrote the wrong phone number and sent it to you. If you don't have a card, it's ok, because these won't deduct the money from your mobile phone. However, it seems that the reminder of the access card is 3 yuan every month, which may be a mobile phone charge or a card charge. I'm not sure. No other mobile phones deduct money.