Is Ronghua Financial true or false?

According to users who have used Huarong Financial, the platform requires users to repay before disbursing the loan. So it can be seen that this platform is a routine loan. Online loans are risky, so avoid online loan traps.

How to call the police when encountering routine loans?

Generally speaking, routine loans are convicted and punished for fraud, because the essential feature of routine loans is that criminals use various means to embezzle the legitimate property of the borrower. In addition, if the other party uses methods such as beating, illegal detention, or violently threatens the borrower and his family when "collecting debt", then he will be suspected of robbery, extortion, and illegal detention. If the other party sues the borrower and files a civil lawsuit based on unfounded or fabricated facts, it may be suspected of false litigation. It is recommended to promptly submit the following evidence to the police: 1. Recording: record every conversation with the lending institution to negotiate terms, sign contracts, collect collections, chat, etc.; 2. SMS and WeChat: leave all communication information with the lending institution. If the other party Sending violence, threats, intimidation, nuisance and other information to the borrower or family members will also be retained; 3. Any contracts, agreements, written texts, and transfer vouchers.

How to prevent the occurrence of routine loans?

1. Don’t easily trust unsecured loans that proactively call you, and issue the loan on the same day. For a real loan, the lender puts safety first, and who is kind enough to lend you an unsecured and unconditional loan. Behind being mortgage-free is the original mortgage of your life, body, reputation, family, studies, work, life, etc. If you are unable to repay the money, all or part of the above will be seriously affected. How easy it was to borrow money in the first place, but how uncomfortable it was to get paid in the end. 2. Learn legal knowledge. The private lending interest rate protected by law only supports an annual interest rate of 24% for those that have not yet been paid, and an annual interest rate of 36% for those that have been paid. These include liquidated damages, handling fees, fines, late fees and other fees. This knowledge is very simple, but it can effectively help you identify many "routines". 3. When signing an agreement, keep your eyes open and beware of being scammed. Anything inconsistent with what was said verbally must be rejected. If you borrow five thousand, write five thousand. Put your true intentions in the contract. Carefully study all terms of the so-called loan contract. Many people sign an agreement without reading it at all, and sign after hearing what the other party says. This carelessness is the biggest cause of losses.