What do you mean by freezing and stopping payment? How to mention it?

1, freezing payment means that users/banks/judicial organs can freeze bank accounts. After freezing, the bank account cannot be paid or transferred, and the available balance is 0. Users can freeze and stop payment through mobile banking or personal online banking (not supported by some banks).

2. Cancellation: Cardholders and individuals present valid identity documents to the Postal Savings Bank to inquire about the reasons for freezing and stopping payment, and take corresponding measures according to the freezing reasons to solve the current problems.

Bank card freezing actually refers to freezing assets, that is, no one can misappropriate funds and be temporarily controlled. The police usually freeze the assets of units, companies or individuals to assist the police in handling cases. Under special circumstances, enterprises and institutions with stolen bank cards will also require banks to freeze funds to ensure property safety.

To stop payment is to notify to stop payment. The notice of stopping payment is a document to suspend payment issued to the payer after the people's court decides to accept the application for public notice. Upon receipt of the notice from the people's court to stop payment, the payer shall immediately stop payment until the announcement procedure ends.

Stop payment refers to the relief after the bill is lost, that is, the loser informs the payer that the bill is lost and instructs the payer to stop payment. Pay attention to the following points when reporting the loss and stopping payment:

1, only the person who lost the ticket has the right to notify to stop paying.

2. It must be timely. If it has been paid before the loss is reported, if the payer has no malice or gross negligence, the consequences shall be borne by the loss.

3. The loss should be reported in writing. Under special circumstances, written procedures can be handled immediately by telephone and other oral forms.

4. The lost bills must be legal and valid. If the bill is sealed up or confiscated by the judicial organ or is judged to be owned by others, the original obligee shall not apply for reporting the loss or stopping payment.

5. Apply for an announcement or bring a lawsuit to the people's court within 3 days from the date of reporting the loss.

Stop payment type:

1 Payment Stop Card: When a bill is lost, the bill loser informs the payer that the bill is lost, asking the payer to stop payment, accepting the loss report and stopping payment. When the bill item is not obtained by others, it is decided to suspend payment.

2. The main card requires to stop paying the auxiliary card, and the company requires to stop paying the company card.

3. The credit card has expired.

4. Current emergency brake card.