Received a transfer message from Minsheng Bank. Why didn't the money arrive?

Hello, what is the transfer channel? You can refer to the arrival time of the following transfer modes. In addition, the short message only indicates that there is a transfer operation, which does not mean that the funds have arrived. I suggest you wait patiently and don't transfer money to the other party easily to avoid being cheated.

Inter-bank transfer arrival time:

There are three transfer methods for personal online banking and mobile banking: real-time transfer, ordinary transfer and next-day transfer. The use and arrival time of remittance channels are as follows:

1. Real-time transfer out:

(1) Internet banking interconnection: if the payee's account number and account name are correct and the account status can be recorded, the account will be received in real time;

(2) When the personal online banking transfer amount is more than 50,000 (inclusive) and less than 1 10,000 (inclusive), and the mobile banking transfer amount is more than 50,000 (inclusive) and less than 200,000 (inclusive), you can use the "Minsheng Express" route, which generally takes 30 seconds to arrive. If the counterparty has problems, it may be delayed, usually within one working day.

2. Ordinary transfer-out: gateways include large real-time payment, small real-time payment and gateway in the same city.

(1) Large real-time payment: usually half an hour to two hours (natural day);

(2) Small real-time payment: generally, it takes 5 minutes to 1 hour (from 20: 30 to 24: 00, large receipts are recorded in time or delayed until 8: 00 the next morning due to different entry rules of banks);

3. Next-day transfer-out: automatically select the best route for the customer to transfer out, and the transfer-out time is from the early morning of the next day to the transfer-out according to different route queues.

Tips:

The specific posting time depends on the opposite bank. ※.