Is it true that JD.COM gold bars send text messages eight days after they are overdue?

Yes, JD.COM Gold Bar sent a text message eight days after it was overdue, saying that the lawsuit was true.

First of all, there is usually a certain overdue repayment clause in the loan contract of JD.COM Gold Bar. When the borrower fails to repay the loan within eight days, according to the contract, JD.COM Gold Bar has the right to take recovery measures, one of which is to send a text message to inform the borrower that legal proceedings will be taken.

Secondly, as a financial institution, JD.COM Gold Bar abides by laws and regulations in the process of lending, protects its own rights and interests, and also has the responsibility to recover overdue funds. Sending short messages to remind borrowers of timely repayment and inform them of possible legal consequences is an effective means to inform borrowers that they are about to take legal proceedings.

In addition, although the best way to get rid of overdue disputes is to repay on time, in real life, sometimes borrowers may delay repayment for various reasons. At this time, they need to take timely action, communicate with financial institutions, solve the overdue problem as soon as possible and avoid further legal disputes.

To sum up, JD.COM Gold Bar sent a text message eight days after the deadline saying that the lawsuit was true. The Borrower shall understand the provisions of this Contract and properly handle overdue issues in a timely manner.

Extended data:

According to the relevant laws and regulations of our country, when financial institutions recover overdue funds, they will generally remind borrowers to repay by telephone, text messages and other means, and inform them of possible legal measures. The specific provisions of the overdue period can be different according to different situations, and the agreement in the loan contract shall prevail. If the overdue problem cannot be solved through full communication, financial institutions can bring a civil lawsuit to the court to safeguard their rights and interests. Therefore, the borrower should strictly abide by the contract in the process of lending to avoid overdue.