Is the bank responsible for the theft of bank deposits?

It is the safest choice for many people to deposit money in the bank, but nothing is foolproof in the world, and the money in the bank is at risk of being stolen. Many people didn't even receive the short message of capital outflow, and the deposit disappeared inexplicably. What if the bank deposit is stolen? Will the bank compensate? Let's take a look at the relevant introduction.

Is the bank responsible for the theft of bank deposits?

Whether the bank has the responsibility depends on the specific situation. If the depositor's funds are stolen due to the negligence of the banking system, the bank will be responsible, but if the depositor's password is leaked or the bank card is lost, the bank will not be responsible. Therefore, it depends on who is responsible for the theft of bank deposits. If it is finally determined that the responsible party is the bank, the bank will make compensation, otherwise the depositor can only admit it himself.

How to divide the responsibility of bank deposit theft?

Banks that fail to properly protect depositors' deposits should bear corresponding responsibilities; Depositors who fail to discover the phenomenon of stolen brushes in time due to negligence should also bear 20% responsibility for the expanded losses. As a depositor, you should strictly keep your passbook, bank card, account information and password, while as a savings institution, you should pay the cashier in strict accordance with the legal or agreed way.

Bank deposits are often stolen, and the safety of deposits depends on the protection of depositors and banks. In this regard, the central bank stipulates that if the daily cash withdrawal from the savings account exceeds 50,000 yuan (excluding 50,000 yuan), the bank teller shall require the depositor to provide valid identity documents. If you withdraw more than 200,000 yuan (including 200,000 yuan) in cash at one time, you should make an appointment at least 1 day in advance, so that the bank can prepare cash.

The above is the answer whether the bank is responsible for the theft of bank deposits. I hope I can help you.