Joke Collection Website - Public benefit messages - What if relatives borrow money and don't pay back the IOUs?
What if relatives borrow money and don't pay back the IOUs?
1. Communicate with the borrower: If a relative fails to repay the loan and fails to write an IOU, he can communicate with the borrower and try to solve the problem through negotiation between the two parties.
2. Send a dunning notice: If the communication with the borrower fails, you can send a dunning notice to the borrower and ask him to repay as soon as possible.
3. Seek legal aid: If the borrower still refuses to repay the loan, he can seek the help of legal aid agencies.
4. Bring a lawsuit: If the borrower still fails to repay the loan, he can bring a lawsuit to the relevant court and ask the court to force the borrower to repay the loan.
The evidence required for the lawsuit that relatives borrow money and don't repay it is as follows:
1. Loan agreement or IOU: If a relative has signed a loan agreement or IOU with you, you need to provide the original or a copy to prove the fact and amount of the loan.
2. Communication records: If both parties have relevant communication records during the loan process, such as SMS and WeChat chat records, relevant screenshots or printed copies are required to prove the loan facts and relevant agreements.
3. Witness testimony: If a witness can prove the fact of borrowing money, it is necessary to provide witness testimony and contact information as much as possible to facilitate court investigation and verification.
To sum up, it is necessary to be cautious when dealing with the problem that relatives borrow money without issuing IOUs. Before taking measures, you should know your rights and obligations and the legal consequences of taking measures. At the same time, we should also respect the legitimate rights and interests of borrowers and abide by legal procedures when taking measures to safeguard our own rights and interests.
Legal basis:
Article 64 of the Civil Procedure Law of People's Republic of China (PRC)
The parties have the responsibility to provide evidence for their claims. The people's court shall investigate and collect evidence that the parties and their agents ad litem cannot collect on their own due to objective reasons, or evidence that the people's court considers necessary for hearing a case. The people's court shall comprehensively and objectively examine and verify the evidence in accordance with legal procedures.
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