I didn't apply for the Minsheng Bank credit card, and the received SMS was accepted.

Without applying for a credit card, the bank received a short message inviting users to apply for a credit card. If necessary, users who receive SMS can apply for a credit card through official channels. Users who do not need a credit card can ignore this message. Of course, in addition to SMS invitation, users can also receive a phone call from the bank and invite users to apply for a credit card. As long as the user does not submit the application information to the bank, it is impossible to automatically apply for credit card business. It is also possible that someone used your identity to issue a credit card. Someone else's credit card has your mobile phone number. Text messages can also be deceptive. I suggest you call the customer service center of our credit card center to check whether you have any documents, or take your ID card to Minsheng Bank to check your personal account.

Internet fraudsters usually contact victims through QQ, WeChat, SMS, email and online games. First, the victim should keep all the evidence and transaction records, preferably bank transaction records and online chat records, so as to contact each other's information. Select the appropriate reporting location. The deceived person can report to the crime scene. You can choose to report where the suspect lives. If you know where the suspect is, you can also report to his residence, and either side of the police in both places will receive it.

Stay calm and determine the degree of damage. In the face of online fraud, we need to try to stay calm and not panic. The most important thing is to determine your own losses, such as money and goods, and make a loss list for the report if possible. If the stolen money is game props, game coins, account numbers or other virtual items, please contact the game administrator, software or website for handling. Call the police as soon as possible to prevent second fraud. After finding out the loss, you must call the police as soon as possible, and never contact the online scammer again to prevent being cheated twice. Some victims are eager to deduct the loss, and then contact the online scammer privately, trusting the refund provided by them, returning the lies of the content, and being cheated twice, further expanding the loss. Collect evidence and keep it safe.