How to query your overdue records?

To view your overdue records, you can follow the following steps:

1. Login to the website of credit reporting agencies: Log in to official website through credit reporting agencies authorized by the People's Bank of China, such as credit reporting by the central bank and credit reporting by 100 banks.

2. Register a personal account: If you haven't registered an account yet, you need to register a personal account according to the guidelines of the website and fill in your personal information for real-name authentication.

3. Inquiring about personal credit report: After logging into personal account, find the relevant options for inquiring about personal credit report on the website of credit reporting agency, and fill in personal identity information, verification code, etc. And submit the inquiry application.

4. Identity confirmation: The credit reporting agency will conduct identity verification, possibly through mobile phone number verification and bank card verification, to ensure that the inquirer is himself.

5. View credit report: After successful authentication, you can browse personal credit report. In the credit report, overdue records are usually listed in detail, including overdue loans or credit cards, overdue time, overdue amount, etc.

6. For overdue records: If overdue records are found, corresponding measures can be taken according to the specific information in the credit report, such as timely repayment and consultation with relevant creditors or banks.

To sum up, if you want to inquire about your overdue records, you can obtain relevant information by logging in to the website of the credit reporting agency, registering your personal account and inquiring about your personal credit report. When inquiring about personal credit report, the details of overdue records will be clearly listed, including overdue loans or credit cards, overdue time, overdue amount, etc. According to the specific information in the credit report, corresponding measures can be taken to solve the overdue problem.

Supplementary information:

Credit reporting agencies are authorized by the People's Bank of China to collect and manage personal credit information. Common credit reporting agencies include central bank credit reporting, people credit reporting, creditease and so on. Personal credit report records personal credit status, including loan records, overdue records, guarantee records, etc. , is an important basis for financial institutions, enterprises and institutions to evaluate personal credit status. The data of credit reporting agencies have a great influence on personal financial activities.