Why are postal bank cards frozen?

1. Insufficient balance: insufficient balance in the bank card account may lead to the prompt of rejecting the transaction. At this time, you can trade as long as you recharge;

2. Degaussing or damaging the bank card: In general, the bank card has two forms: magnetic stripe card and chip card. If there is a problem with the chip or the bank card is demagnetized, you need to change the card at the business outlet of the Postal Savings Bank;

3. Funds are frozen: when the bank card is frozen, it will show that the transaction has been rejected. There are many reasons for the bank card being frozen, which may be that the wrong password has been entered many times, the bank card has reported the loss, or it may be repeated payment in a short time, and the bank has identified it as suspected of cashing out, money laundering, fraud and other illegal acts.

1. If you enter the password incorrectly for many times, you can call the customer service hotline of the Postal Savings Bank, explain the situation to the customer service and check the information after switching to labor, so that the customer service can help unfreeze it. If it is suspected of money laundering and other illegal acts, you need to go to the local bank outlets with valid identification such as transaction contracts and invoices and reliable reasons for fund transactions, and apply to the counter staff for thawing.

2. If the balance of the postal savings bank card account is insufficient, the transaction will be refused, as long as enough money is deposited;

3. If the transaction is rejected because the postal bank card is damaged or degaussed, you need to bring your ID card and bank card to the postal bank's business outlets to change the card;

4. If the bank card of the Postal Savings Bank is frozen and the transaction is rejected, you need to bring your ID card and bank card to the business outlets of the Postal Savings Bank to inquire about the reasons for the freezing of the account and unfreeze it according to the actual situation.

5. Funds are frozen: when the bank card is frozen, it will show that the transaction has been rejected. There are many reasons why the bank card is frozen, which may be that the password has been incorrectly entered many times, or the bank card is reporting the loss, or the bank has made multiple payments in a short period of time, and the bank thinks it is suspected of cashing out, money laundering, fraud and other illegal acts. , it will be frozen.

6. China Postal Savings Bank was formally established on March 20th, 2007. It is a commercial bank established on the basis of the reform of postal savings management system. China Postal Savings Bank inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and continued to engage in the business approved by the original business scope and business license documents.