I want to buy a fund and make a fixed investment in recent days. What kind of fund should I buy?

These funds have performed well recently. Personally, I recommend E Fund, Guangfa Fund, Huitianfu Fund and Bank of Communications Schroeder. In particular, Guangfa and Huitianfu have a very stable investment style. If the amount of funds exceeds 50w, you can choose a private equity fund. Zendai has performed very well this year, and a bear market can also be chosen, but the fixed investment must be adhered to for a long time.

65438 Hao +0 boss theme industry

Anti-fall index: ★★★★★

Regression index: ★★★★★★★

Sharp weapon against falling: successful stock selection and position control.

Although the fund manager changed at the beginning of 2007, it did not hinder the excellent performance of the fund. As of June 65438+February 3, 20071day, the return of this fund was 189.93%, ranking third among the comparable funds of 138.

At the end of the first quarter of 2007, the fund's position was as high as 9 1.50%, 2? During the 27-year period, the decline was not large, only 6.2%, which had to be attributed to the excellent stock selection ability of the fund. In the first quarter, China Unicom (600,050 shares, quotation, main trading), Shanghai Automobile (600 104 shares, quotation, main trading), Shenneng A, China Merchants Property (000,024 shares, quotation, main trading) and so on declined very little, and even rose against the market. Similarly, at 5? During the past 30 years, the fund's net value has risen instead of falling. From the end of May to July 5, 2007, the fund's net value rose by 2.2%. Continue to adhere to the strategy of heavy positions based on blue-chip stocks, so that you can easily avoid this plunge. In addition, the fund's second quarterly report showed that the fund position dropped to 75% at the end of June, indicating that the fund consciously reduced the risk of position control.

In the third quarter, the fund continued its stock selection strategy in the first half of the year. 10 lowered the position again at the end of the session. 65438+1October 3 1, and the stock investment ratio is only 66%.

Summary: the ability to choose stocks is always the best weapon for success. If you can control the position in time, it is of course icing on the cake.

Second place Huaxia Bao Hui

Anti-fall index: ★★★★★

Regression index: ★★★★

Anti-falling weapon: emphasize valuation and be highly flexible.

Judging from the changes of heavy stocks, the turnover rate of the fund is high, and the focus of investment has shifted every quarter, successfully avoiding the weaker varieties in the market.

In the first quarter, the fund over-allocated low-value steel and standard finance. In the second quarter, the fund allocated low-level industries such as financial real estate, but participated in the financial stock market that appeared from time to time at this stage and obtained good returns. In the third quarter, the focus of fund investment shifted to finance, blue chips and aviation stocks. The proportion of financial and insurance sector rose rapidly from 0.42% in the second quarter to 10%. The positions in the third quarter were more dispersed than those in the previous two quarters, which laid the foundation for its diversification of risks.

However, the main reason why the fund avoided falling on June 5438+00 was that the position was greatly reduced. At the end of the third quarter, the shareholding ratio of the fund was only 49%.

Summary: Note that valuation may sometimes slow down the growth of the fund's net value, but it is a safer way to invest.

No.3 Jiashi growth income

Anti-fall index: ★★★★★

Regression index: ★★

Anti-falling weapon: controlling positions and conservative stock selection

Since the beginning of this year, the fund has always adhered to the blue-chip strategy of excellent performance. This conservative strategy made its performance mediocre in 2007, but every decline turned the corner.

Since the end of 2006, the market valuation of the fund has been conservative. A quarterly report in 2007 showed that at the end of March, the fund's stock position was only 50%. Heavy steel, banks and other sectors with relatively low valuations are large-cap blue-chip stocks.

"2? During the "27" crash, the fund's net loss was only 4. 13%, which was one of the best funds at that time. ”5? During the 30-year period, the net loss of the fund was less than 2%. 5? After 30 ",the fund position rose slightly, reaching 62.6% in the second quarter and 7 1.76% in the third quarter.

However, the fund has always been vigilant about the market and failed to make bold investments, which eventually made it miss the market of resources industries such as coal and non-ferrous metals.

It is worth noting that the fund frequently changes positions in heavy positions, but such positions ultimately do not contribute much to its performance.

Summary: It is undoubtedly the best hedging strategy to always choose safe varieties and control positions, but it is easy to lose due enthusiasm.

Value growth of the fourth boss

Anti-fall index: ★★★★★

Regression index: ★★★★

Anti-fall weapon: careful operation, defense first

On the last day of 2006, Xiao Hua, the star fund manager of Bosera Fund, resigned, which was the biggest challenge for Bosera value growth in 2007.

Looking back on the performance of the fund before 2007 1 1 month, there were not many surprises, but after three adjustments, it was handled well.

Except for the third quarter, the fund's positions are not low, and the first two quarters are above 70%, which is a relatively moderate configuration.

In the combination construction, it has been around two major themes: consumption upgrading and world champion in manufacturing. In the second quarter, the configuration of vehicles (mainly airports) was increased to enhance the defensive nature of the combination.

Since the end of the second quarter, the fund has been cautious about the market in the second half of the year. This affected its earnings in the third quarter to some extent. In addition, the fund pays dividends twice a year, which is also an important reason for poor performance. After the expansion of the fund scale, the fund manager noticed the market risk brought by the blue-chip bubble and adopted the strategy of slowly opening positions from a steady perspective. At the end of the third quarter, the fund position was only 47.92%, which created a prerequisite for its successful anti-risk.

Summary: always defensive configuration is the secret to overcome risks.

No.5 Baokang flexibly configures anti-fall weapons: waiting for opportunities and flexible configuration.

As a moderate allocation fund, Baokang Flexible Allocation has fully demonstrated its dexterous advantages in this year's volatile market. The fund is "5? 30 "is the boundary, and different strategies are adopted in two stages.

In the first stage, the fund manager maintains the highest position level of nearly 75% that the fund can reach, and at the same time is more aggressive in the stock portfolio. At the end of May, the market fever rose and the fund strategy gradually became conservative. Especially after May 30, the overall position of the fund was greatly reduced, focusing on blue-chip stocks such as banks, insurance and machinery. "5? During the 30 "period, the net loss was less than 2%.

Thanks to the more decentralized industry allocation and individual stock strategy, the fund "2? 27 "performance is also extremely resilient, with a net loss of only 3.8%, ranking third among similar funds.

Due to the fund's conservative judgment on the market in the third quarter, the fund's performance in the third quarter was not satisfactory, which dragged down the annual performance.

On the other hand, the fund pointed out in the third quarterly report that "in the next stage of operation, we will pay more attention to the index stocks, track the index and reduce the requirements for individual stocks." It may be based on this idea that the fund lost more in the decline of 10 than in the previous two times. After all, from June 10 to June 1 10, heavyweights and blue chips led the decline.

Summary: Successful strategy conversion fully reflects the flexibility of the fund and greatly reduces the losses caused by market fluctuations.

Sixth Guotai Jinlong Industry Selection

Anti-fall index: ★★★★★

Regression index: ★★★★★

Anti-fall weapons: emphasize risk control and layout in advance.

This is a relatively stable equity fund with an upper limit of 75%. Except for more than 70% positions in the second quarter, the positions in the first quarter and the third quarter were all below 65%, and the positions were moderate.

In addition, after the first quarter, the fund clearly realized the existence of market risks, deliberately controlled the systemic risks of the portfolio, and increased the allocation of large-cap stocks. This enabled the fund to successfully escape the "5? 30"。

The fund's semi-annual report shows that the fund adjusted its investment strategy in May and June, with the main direction of "taking stable growth and low uncertainty as the main principles of building a portfolio", focusing on industries with reasonable valuations such as banking, food and beverage, and commerce, and selecting a number of leading companies in various sub-industries for balanced allocation. During the statistical interval from May 30th to July 5th, there was no loss in the net value of the Fund.

"5? The success of "30" is the most beautiful battle for the fund to resist risks all year round, and it also lays the foundation for it to become a star of resistance to falling.

Summary: Keeping risk awareness at all times is an important feature of stock funds' long-term victory over the market. Paying attention to valuation will eventually pay off. However, if you are too cautious in your position, you will often miss some opportunities.

No.7 BOC International continues to grow.

Anti-fall index: ★★★★★

Regression index: ★★★★★

Sharp weapon against falling: choose stocks carefully and hold them patiently.

According to the report for the third quarter of 2007, the Fund expects that the market volatility may be more intense in the fourth quarter. As expected, the market began to adjust in June 65438+1October 65438+June 2007.

However, in the quarterly report, the fund manager said that rational use of these fluctuations will help improve the performance of the fund. Therefore, in terms of stocks and positions, the Fund will take prudence as the basic principle and cooperate with appropriate and flexible strategies to enhance the positions of some potential stocks.

Perhaps it is this combination of dynamic and static investment style that made the fund perform well in the last two months of 2007. During the two months from June 16 to February 18, the net value of the fund only lost 3.82%, making it one of the five most resilient funds in the same period.

In addition, the fund also has its own style in stock selection.

In 2007, the fund allocated a certain number of bank stocks, but it was not high, and the allocation of hot real estate stocks was very few. On the contrary, pharmaceutical stocks are the varieties that the fund has always held.

The fund has always insisted on looking for "sustainable growth" varieties, rather than blindly emphasizing the leader. This is what distinguishes it from other funds.

Summary: As long as the stock selection is proper, the growth fund can not only overcome time and resist market risks, but also get good returns. The performance of the Fund in 2007 confirmed this.

No.8 Jiashi grow up

Anti-fall index: ★★★★★

Regression index: ★★★★

Sharp weapon against falling: pay attention to fundamentals, safety and stability.

As a configuration fund, the proportion of stock positions is 40%~75%. The fund's position in 2007 was moderate, always below 70%, with a maximum of 67% in the first quarter. It can be seen that the fund manager has a "wait and see" attitude and a strong sense of risk.

As a benchmark of growth funds's performance, the Fund lagged behind the benchmark by 53% in the first quarter of 2007. Fund managers believe that this is because the funds in the first quarter did not conduct fundamental stock selection, which led to a sharp rise in small and medium-sized stocks lacking fundamental support.

Insisting on investing in small and medium-sized stocks with good fundamentals is a major feature of the fund's operation. It is this persistence that made it surpass the performance benchmark in the second quarter.

In the selection of individual stocks, the whole portfolio maintains a high stability throughout the year. This shows that fund managers insist on long-term investment after selecting individual stocks. To some extent, this has increased the stability and predictability of the fund.

Summary: Although the performance is not outstanding, the stable investment portfolio and strong risk awareness have greatly reduced the uncertainty of the fund.

No.9 Huabao Xingye Advanced Growth

Anti-fall index: ★★

Regression index: ★★★★★

Anti-fall weapon: flexible configuration

"5? Before 30 ",the fund portfolio tended to be growth companies, so it achieved good returns. "5? After 30 ",the fund portfolio is concentrated in blue-chip companies, especially insurance and banks. Flexibility has enabled the Fund to achieve excellent results in the first two quarters.

In the second quarterly report, the fund manager expressed his conservative views and operational ideas on the third quarter, and put them into practice in the third quarter, which finally made the fund's performance in the third quarter flat.

Summary: Flexibility is a "double-edged sword". Judging from the performance of the fund in 2007, this strategy is still successful.

10 Huabao Xingye Power Combination

Anti-fall index: ★★

Regression index: ★★★★★

Sharp weapon against falling: pay attention to valuation and reconfigure "White Horse" shares.

In the second quarter, the fund focused on "coal and financial stocks with excellent cost performance". So that it can maintain good stability when falling.

However, it is precisely because of the redistribution of financial stocks and real estate stocks that it was badly hurt in the crash at the end of 2007. The fund manager himself also said that "the lesson makes people reflect".