What are the risks of selling Japanese real-name calling cards before returning to China? 2. Lending money to others is delayed, and there are IOUs. How to ask for money?

Selling real-name calling cards in Japan may be risky, because Japanese law stipulates that real-name calling cards can only be transferred when the holder leaves the country or leaves the country. If you sell your real-name calling card without leaving the country or leaving the country, it may be considered as a violation of the law and cause you to be punished.

If both you and the debtor have returned to China, you can recover the arrears in the following ways:

Try to negotiate with the debtor and ask him to repay. You can contact the debtor by telephone, SMS, email, etc. And asked him to repay as soon as possible.

If negotiation fails, you can consider bringing a lawsuit to the people's court. You can submit relevant documents such as IOUs in the court and ask the court to order the debtor to repay. The court will hear your request and make a ruling according to relevant laws and regulations.

If the debtor is unable to repay the loan, he can recover the debt from the guarantor of the loan. You can submit IOUs and other relevant documents to the court and request the court to order the guarantor to pay off joint and several liabilities. The court will hear your request and make a ruling according to relevant laws and regulations.

In short, you can demand repayment from the debtor through negotiation, litigation or recourse from the guarantor. However, all these methods need a certain amount of time and energy, and there is no guarantee of success. Therefore, when borrowing money, we should carefully consider the risks and take effective preventive measures as far as possible, such as signing an iou and agreeing on the repayment period and method.