Does the collection text message sent by Chaoyang Law Firm have the amount owed?

Yes.

If you borrow money from a regular online loan and it is overdue, the online loan platform will collect the loan through phone calls, text messages, etc., and the amount owed will be written on the text message.

Regular loans are linked to personal credit status. You should check the credit status when applying for a loan. If there is overdue repayment, it will have a negative impact on your personal credit score. It is recommended that you borrow only within your ability. OK, pay on time and keep your credit score.