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What are the problems in applying for Ping An "I Loan"?
"Ping An I Loan" is a new mortgage-free loan product recently launched by China Ping An, and it is a credit guarantee insurance product for ordinary residents. As long as it is approved, the bank can issue it. But what problems will we encounter when applying for approval? How to solve it? 1. If there is no online account (such as Taobao, JD.COM, Store 1, Weibo), although the credit is passed, there will be no loan line. The newly applied online account is invalid because there is no transaction and no value. 2, face recognition Note: 1) No backlight; 2) The background should not be a window, but a white wall, and there should be no strong light in the frame. 3) Try to shoot horizontally and frontally, and the angle should not be too high or too low. 3. If face recognition is rejected, it must be a failure of face recognition. Please pay attention to the angle and light. /kloc-You can reapply after 0/month. /kloc-repeated application for three times within 0/month, and was blacklisted for safety. 4. The ID card processing time is too long, and the software compares it with the photos saved by the public security system when processing the ID card through face recognition. For example, it was made eight years ago, and now it looks so different from the original. For example, if you gain 20 pounds, face recognition will fail. 5. It is not overdue within the six-month requirement of the credit investigation. If it is overdue more or more than half a year ago, it cannot be passed. 6. It is mandatory to register a mobile phone in real-name registration system for 3 months, and there is no requirement for monthly phone bill. 7. The handling of bank cards has a great influence on the quota. Moreover, there will be big data analysis in the direction of expenditure and income, which also has an important impact on the pass rate. For example, if you don't use the card for a long time, there will be less running water and a long time to open the card. The remarks in the transaction content are often that the loan and repayment will not pass. 8. At least 18 years old. 9. I have a bank card and registered my mobile phone number through online banking. I can receive the verification code from the bank and the supported bank card in the APP. Postal savings bank needs to open UnionPay online. 10. When applying for a loan, the loan applicant must be located in 99 cities (including suburban counties) designated by the bank, and the geographical location information will be called when applying. If you are not in the designated area or prohibit the APP from calling location information, the app will not pass. 1 1, a mobile phone can only be registered once, and the APP will lock the machine code. Moreover, you can only change your mobile phone login after the withdrawal is completed, which means that the withdrawal can only be carried out with the applied mobile phone. If the mobile phone is broken and brushed before withdrawal, there is no solution! Can only give up! 12. After face recognition, an airplane appeared behind. The display is related to whether the mobile phone is in the real-name registration system, credit information, and whether it is carrying out related business in the city where it is applied. The specific reason cannot be given. Please eliminate the above problems and try again in 1 month! 13. The offline binding of network account was rejected, because the network account has been bound by others or it has been determined that it is not my own network account, which is defined as cheating and cannot be re-applied!
Second, can the 1 wealth management store borrow 6.5438+0 million yuan?
Where are you from? Do you need a loan?
Third, is the unsecured consumer loan in the First Financial Store reliable?
This is a loan. It is the same. It is run by several Tsinghua people companies. I used it once, and it was ok.
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