The bank card has expired. Must I change it?

Yes, the bank card has expired. You must change it.

If the bank card is not replaced when it expires, it will affect the use. Bank cards are divided into two categories, as follows:

1, debit card. Some debit cards have no expiration date, so users can always use them. Some bank cards are valid, so they can't be used after expiration and must be replaced.

2. Credit card. Credit cards also have an expiration date, which is basically printed on the card face of the credit card. If it expires, the credit card can no longer be used, and it must be replaced to continue using it.

Extended data

1. Can the bank card be used after its expiration date?

The bank card can't be used after its expiration date. After the bank card expires, it needs to be replaced before it can be used again. Many banks will send text messages before the debit card expires, informing cardholders to change their cards at bank outlets in time. Cardholders only need to bring their valid identity documents and debit cards to the bank outlets to change their cards. Generally, the bank will issue a new card before the credit card expires, and the cardholder can use the new card directly.

Second, get a credit card.

1. After receiving the credit card, an introduction will be attached, and the credit card will be activated according to the prompt;

2. Credit card activation methods are divided into: telephone activation, bank APP activation, and business outlet activation;

3. You need to bring the original ID card and credit card to activate the outlets.

4. Keep in mind the billing date and repayment date of the credit card, repay on time and maintain good credit.

Three. Matters needing attention in using credit card

1. Credit card, also known as debit card, is a non-cash transaction payment method and a simple credit service. Many friends don't know what precautions novices should take when using credit cards. Let's have a look.

2. Repayment in full and on time is interest-free, and the minimum repayment on time will be charged with interest at the rate of five ten thousandths per day from the date of consumption accounting.

Overdue repayment, in addition to the above interest, there are late fees, know the two important dates of credit cards.

3. If you don't know the monthly billing date (also called reconciliation date) and the final repayment date, you can call customer service. The number of the credit card center is on the back of the card.

4. Ask the bank to send the statement on time every month. If it is not convenient to receive paper letters, let the bank send an email instead to find out the minimum handling fee for each credit card withdrawal.