I have been cheated many times. Let's talk about how to prevent it.

1, SMS fraud

For example:

When most people see this "welfare" news, they will not carefully distinguish it to a certain extent and will believe it. After all, it is not difficult to find its professionalism from the format or description of SMS content, which conforms to the conventional Alipay official system push form.

Most of these short messages require netizens to copy the information and then open the Alipay APP on the mobile phone to "receive the red envelope". Except for Alipay, there is no source information left, which may make some people have the illusion of receiving official short messages.

We must always be alert to such short messages.

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Special reminder: In the era of mobile Internet, there may be URL links in strange short messages, so be sure to click carefully, because it is likely to reveal your information or bank password. Remind your relatives and friends in particular.

2. Telephone fraud

Telephone fraud is mostly carried out by scaring and hitting acquaintances.

We have heard about this type of telephone fraud and are more prepared.

Special reminder: hateful liars will target our parents. For example, call your parents and say that you have a sum of money to collect, or that you have an accident ... Be sure to remember: if you are studying in a different place, remind your parents in advance, and you must check with yourself or your teacher if you have any strange phone calls related to money.

3. Internet fraud

The victory of the game is hard to deceive us. What makes us easy to relax our vigilance are: stolen social software, part-time job on the Internet and Trojan virus.

For example, if a classmate's friend's qq is stolen, the other party can explain his personal information clearly, and then ask you for his mobile phone number and a verification code. After you suddenly realize, it is likely that the other party will take all the money in your bank card.

For example, many students have plenty of time and want to do some part-time jobs. So I found some part-time information on the Internet, such as typists and so on. Not after you pay the deposit.

For example, your computer is unhealthy, attacked by viruses and implanted with Trojan horse programs, so your bank account password is at risk of being stolen. Once stolen, it will cause great losses.

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Special reminder: online part-time jobs must be more authentic, and anyone who collects a deposit is not reliable. Be careful when you encounter a verification code. Finally, remember to protect your computer! Protect your private information! Keep a heart at all times, or you may be the next person to be accidentally recruited.

4. Mobile phone application fraud

In the era of smart phones, people who don't leave their mobile phones must remember that many mobile apps are virus programs. Once the online banking password and personal information are installed, it may be stolen. Don't be fooled by the gorgeous appearance of the app, be careful.

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5.MLM network

Is selling masks in a circle of friends a pyramid scheme?

Poor judgment?

Because you may say: there are regular products, no cheating, and the effect is remarkable …

Ok, let's look at the concept of pyramid selling:

It refers to the behavior that the organizer or business developer calculates and pays the remuneration to the developed personnel on the basis of the number of personnel directly or indirectly developed by the organizer or business developer, or requires the developed personnel to obtain the qualification to join on the condition of paying a certain fee, so as to seek illegal interests, disrupt economic order and affect social stability.

Did you get a look at him? !

If your circle of honest friends sells masks instead of pyramid schemes, it is called WeChat business.

But if you use the mask as a prop to develop offline, and then develop offline to get a commission, it is MLM.

Touch your heart and ask yourself,

If you are a consumer, will you buy in a circle of friends? If you were an agent, would you be an agent?

There are often few real consumers, and people who are attracted to become agents to make a fortune are eager to try.

The real money of network pyramid selling is always above the agent, and the following is a bloody N-level agent. And you're the lowest-level agent.

At the same time, this behavior is illegal!

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Special reminder: Of course, some people say it is direct selling. MLM is definitely not direct sales. Direct selling means that there is no connection between producers and consumers. MLM is a multi-level agent. If there are 100 agent levels, a commodity prop (mask) with a cost of one yuan will cost more than 100 yuan when it reaches 100 agent levels. How is this direct sales!

6. Peer-to-peer loans

1. Many online lending companies have no relevant qualifications. Not protected by law.

2. The interest rate of Internet microfinance is relatively high.

3. Students lack relevant legal awareness and are prone to property disputes. Students often suffer. For example, after some students borrowed money, they directly returned the money to the manager when they repaid it, without any vouchers. Finally, the handler ran away, and the classmate who borrowed money was sued in court.

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Why did you get cheated?

Ignorance: Ignorance is ignorance, and simplicity is simplicity. Don't treat ignorance as simplicity. Society is all-encompassing, including truth, goodness and beauty, as well as false ugliness. If we are also true, good and beautiful about falsehood and ugliness, it is ignorance.

Laziness: Why is it related to laziness? Liars are diligent. In order to deal with the target group, they have done enough homework and market research to calculate the scale benefits. Almost all scams have relevant reminders on the internet, so you should understand them as long as you search a little. All the laws and regulations are online, and everyone unconsciously keeps some. What is laziness?

Desire: Few people can meet a free lunch, and your luck may not be so good. Your own desires should be satisfied by your own efforts, not by opportunism.

Greed: people who can't get fat in one bite. Greed, anger, obsession and delusion are not enough.