What's the use of JD.COM white stripes?

Used to pay bills, it is a payment method.

JD.COM Baitiao is a brand-new credit payment product launched by JD Finance, which can be used for online payment in JD.COM1stores, self-operated in JD.COM and some third-party merchants. Offline payment requires a white stripe card, and then it is bound to WeChat/Alipay wallet. JD.COM IOUs can only be used for daily consumption purposes, not for illegal purposes such as investment and gambling, nor for direct transfer or red envelopes. Some users can use the IOUs cash withdrawal function to withdraw some cash from the bank card according to the available amount of IOUs, which can only be used for daily consumption.

JD.COM White Bar is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and has quickly become an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry.