Credit card loans overdue, are you flustered when you receive all kinds of collection messages?

Loans overdue, a credit card, received various reminder messages. I dare say that at least nine debtors of 10 will be flustered. At least two or three of these nine people will lose control of their hands and take out their mobile phones to read the text messages repeatedly after browsing the text messages roughly, so as to amplify their fears.

I'm confused. I even suspect that fear is addictive! Otherwise, it can't explain why someone would do this. Knowing that reading a text message will scare you, you still can't control this behavior. I guess they are not afraid of fear, but enjoy it!

Ok, back to the topic, after all, this article is not about people's psychology and behavior.

Remind me that 9 and a half of the short messages sent to you 10 are fake. What's the other half? I asked you to return it, so it's true.

It is normal for you to feel flustered, because their contents are all tried, tested, summarized and summarized by the team. After a long period of delivery, positive feedback was obtained and organized into a template.

Common types of credit card dunning SMS:

Your credit card with the suffix XXXX is seriously overdue. Please make a minimum repayment of RMB before X, otherwise our company will hand over your case to the judicial authorities for filing. If there is malicious overdraft, you will bear corresponding legal responsibilities!

Your credit card named XXXX has expired, and we will arrange a petition specialist to visit your household registration. At that time, you will contact the staff of the neighborhood Committee and the police station to accompany you to the door. Please properly arrange the elderly and children at home, and bear the consequences.

Your credit card with suffix XXX is seriously overdue. Our company will file a lawsuit against you and apply for property preservation. And apply for compulsory execution to freeze the bank card in your name. You will be listed as a faithless person, and your high consumption will be limited. You can't take the high-speed train, which will affect your child's enrollment. Please deal with XXX yuan at x pm.

Generally speaking, what I wrote may not be the same as what you actually received, but it is similar. To tell the truth, credit card collection of SMS can be said to be quite satisfactory. Compared with the collection of short messages from online loans, it is already very conscience and takes care of the debtor's feelings.

How horrible is the short message collection of online loans. Only you can't think of it, and they dare not send it without it. The self-discipline convention on online solicitation will not be adopted. You said they threatened to violate the rules, and they responded strongly to you: I didn't violate the rules! Just don't admit it, never admit it!

They are not only sent to you, but also to your emergency contacts and others. You said you answered the phone, didn't you? He called you, rang for a second and hung up immediately, then said you lost contact and didn't answer. Just ask you: are you convinced?

In their eyes, as long as the debtor fails to repay within the time they require, it is "refusing to repay" and "refusing to deal with it". Then I'll tell you: our staff left the car on the afternoon 15, and went to your domicile: XX Lane, XX Village, XX Road, XX Street, XX District, XX City, to investigate and collect evidence and take photos. Staff accompanying the investigation and the village committee: Zhang San, Li Si, Wang Wu and Liu Chen; Old people and children ask them to avoid being disturbed.

If you are scared when you see this message, you are still too young. This is just an appetizer.

They will send you a short message with your mobile phone number, starting with a photo of your portfolio with your name printed on it. Tell you, the prosecution materials are ready and sent to the household registration immediately.

Well, you didn't react when you saw it. He sent you another photo of EMS file bag with your name on it. Tell you, your behavior constitutes a serious breach of contract, which is extremely risky and will be handed over to the relevant legal department soon. As for how high? I don't know, it's high anyway.

You still didn't respond, didn't reply to him. He will send you another picture of the rear of the car, telling you that if it is not handled before what time, the foreign visiting Commissioner will arrange the car. Then I'll send you a screenshot of the map APP, tell you to arrive in two hours, and let you wait for the reception at the village entrance.

Seeing this, you finally can't sit still, and you are completely panicked. Go back and tell him your difficulties. I hope he can give you some time to raise money.

Seeing your reply, Xiao Cui is naturally "beyond words" and gives you some advice before helping you negotiate. You just have to pay back part of it first. If I can wait until the negotiation call, I will lose!

As I said, the repayment method of online loans is by no means to pay back a part first and then negotiate. It should be negotiated before repayment. Have you ever thought that after listening to a little reminder, you have to hand in some first? Then, others disappeared, and the platform did not recognize your verbal agreement with Xiao Cui. What should you do?

So, be vigilant. Don't believe what you say easily, learn to distinguish. As for receiving text messages, since you have no money to pay them back now, you don't care how he sends them. If you receive one, delete one. Why "read" word for word?

When you have the ability, deal with credit card debt first, and then deal with miscellaneous online loans.