U wallet overdue for 2 years.

There will be a reminder call. If the U wallet is overdue, it will be collected by the platform by phone and SMS, and the overdue record will be uploaded to the personal credit report of the central bank. When applying for U wallet loan, users need to check one of the certifications when filling in the information, including JD.COM authorization, credit card authentication, provident fund authentication, social security authentication, payroll authentication, policy authorization and PBOC credit authorization. If PBOC credit authorization is selected, once it expires, it will be uploaded to personal credit.