Will ICBC inform you of the balance of the second-hand house by SMS?

Yes, the bank will notify the transaction by SMS. All banks basically notify related transactions by SMS, especially those with relatively large transaction amount, which are all SMS notifications.

What should I pay attention to in second-hand housing transactions?

1, see if the property right of the house is clear.

Some houses have multiple owners, such as heirs, families and couples. To this end, the buyer should sign a house sales contract with all owners. If only some * * * people dispose of the property owned by * * without authorization, the sales contract signed by the buyer with other * * * people is generally invalid.

2. See if the land situation is clear.

Second-hand housing buyers should pay attention to the nature of land use, whether it is allocation or transfer. The allocated land is generally used for free, and the government can recover it for free. Transfer means that the owner pays the land transfer fee, and the buyer enjoys relatively complete rights to the house. Also pay attention to the service life of the land. If the land use right of a house is only 40 years and the owner has used it for more than ten years, then it is a bit uneconomical for the buyer to measure whether it should be based on the price of commercial housing with the land use right of the same lot for 70 years.

3. See if the procedures are complete.

The real estate license is the only proof that the owner owns the house. There is a great risk for the buyer not to get the house if he conducts the house transaction without the real estate license. The owner can mortgage or resell the real estate license, even if it is not obtained in the future, the owner can mortgage and resell it. Therefore, it is best to choose a house with real estate license for trading.

Second-hand housing is a property that has been registered in the real estate trading center, completed the initial registration and general registration, and listed again. It is relative to the commercial housing in the hands of developers, and it is the common name of the third-tier market of real estate property rights transactions. Including commercial housing, second-hand public housing (housing reform), housing for the needy, demolition housing, self-built housing, affordable housing and price-limited housing.