How to pay for the new rural cooperative medical system in 2024?

The payment channels of the new rural cooperative medical system in 2024 are as follows:

1, paid by NCMS official website:

Steps: Log in to the local social insurance online declaration service platform, enter the online self-service payment interface, enter your name and ID number, read and accept the check box, click the send SMS verification code, enter the verification code to query, and then display the relevant information of the insured. Click Pay after confirmation, and remember to check the payment results after payment is completed;

2. The official account payment of the new rural cooperative medical system WeChat:

Steps: First, check whether your city has withdrawn from the new rural cooperative medical system WeChat payment. If it is launched, you can pay attention to the local rural cooperative medical system in the official WeChat account, then enter the official WeChat account and enter your personal information to register. After the registration is successful, click to find the payment of the new rural cooperative medical system at the bottom of the chat page and click Pay to complete the payment of the new rural cooperative medical system;

3, the new rural cooperative medical system WeChat payment:

Steps: Open the mobile phone WeChat APP, click "Me"-Payment-Living Payment-Social Security and Medical Insurance-Select the medical insurance for urban and rural residents in XX province/city-Enter the ID number and name of the insured correctly-click to confirm the payment number-click Next-pay immediately, and it will be completed if "Payment succeeded" is displayed;

4. APP payment of the new rural cooperative medical bank:

Steps: Take China Construction Bank as an example. First, open the China Construction Bank APP, click on the three horizontal lines in the upper left corner of the page, log in to your personal account, click "Enjoy Life" in the lower right corner, click "………" or "More", and click "Medical Insurance Payment" in more pages. Enter the policy number (that is, the serial number on the agricultural cooperative card), click the query bill, and after the payment is successful, the payment success page will be displayed;

5, the new rural cooperative medical insurance Alipay payment:

Steps: Without downloading in advance, open the Alipay application on the mobile phone, then click the city service in the lower left corner, select the needed city, then select medical insurance in the office lobby bar, and select residents' medical insurance payment to enter the page to display the case.

The differences between rural medical insurance and cooperative medical care are as follows:

1, different users. The new rural cooperative medical system is a new rural cooperative medical system, which is purchased and paid by people with rural hukou, and medical insurance is purchased and paid by people who are not in agricultural registered permanent residence.

2. The reimbursement rate is different. The deductible line of medical insurance is higher than that of the new rural cooperative medical system, and the proportion of reimbursement in hospitals is slightly higher. The reimbursement rate of the new rural cooperative medical system in township hospitals is higher, but the list of reimbursable drugs is less than that of medical insurance, and the maximum reimbursement cap is less than that of urban medical insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.