Is there a time limit for using mobile banking to transfer money to other banks?

There is a time limit for using mobile banking to transfer money to other banks. Inter-bank transfer mainly takes the payment system of the People's Bank of China, so it takes time to open the system of the People's Bank of China. You can't do it on Saturday, Sunday and legal holidays. In normal times, normal working hours can be handled. 9: 00 am to 65438+ 2: 00 am and 2: 00 am to 5: 00 pm. However, the opening hours of banks in different cities are different. Please consult your local bank outlets for details.

Restrictions on Mobile Banking Transfer by Major Banks

The restrictions on mobile banking transfer should be analyzed from the perspectives of daily limit, annual limit, individual users and enterprise users. The limit for individual users to transfer money by mobile phone is generally small. If you only verify the transfer through a simple SMS, the limit of most banks is less than 50,000 yuan. If it exceeds 50,000 yuan, many banks need to cooperate with U shield or other verification methods to transfer money. Generally, the limit and daily limit of a single transfer will not exceed 5 million yuan. For example, at present, the transfer limit of individual users in some big banks is as follows.

1. Industrial and Commercial Bank of China: if the password device is used to transfer money, the single limit is 200,000, and the daily cumulative limit is 1 10,000; For the transfer by SMS authentication, the single and single-day limit is 10000, which can be increased to 20000, and the monthly cumulative limit is 50000; If you use mobile banking U shield to transfer money, the single limit is 6.5438+0 million yuan, and the daily cumulative limit is 5 million yuan; For transfer by using mobile banking password card, the single limit is 1000 yuan, and the daily cumulative limit is 5,000 yuan.

2. CCB Bank: SMS dynamic password+device binding single limit of 500,000 yuan or the limit announced by the local branch; The daily cumulative limit is 6,543,800 yuan or the limit announced by the local branch; A total of 499 non-real name transfer days; The annual cumulative limit of non-real name transfer is 365 million yuan. The total shield single limit is 5 million yuan; The daily cumulative limit is 5 million yuan; The cumulative number of transactions on the transfer date of the same name was 499; The annual cumulative limit of non-real name transfer is 654.38+82.5 million yuan.

3. Bank of China: The limit of intra-bank bill transfer using mobile phone transaction code is 50,000, and the daily limit is 50,000; The transfer limit of ordinary interbank bills is 50,000, and the daily limit is 50,000; Inter-bank real-time payment with a single limit of 50,000 and a daily limit of 50,000; The limit of intra-bank bill transfer using dynamic password and mobile phone transaction code is 6.5438+0 million, and the daily limit is 6.5438+0 million; The transfer limit of ordinary interbank bills is 6.5438+0 million, and the daily limit is 6.5438+0 million; Inter-bank real-time payment with a single limit of 50,000 and a daily limit of 500,000; The limit of intra-bank bill transfer using BOC E Shield is 6.5438+million, and the daily limit is 6.5438+million; The general inter-bank bill transfer limit is 6.5438+million, and the daily limit is 6.5438+million; The inter-bank real-time payment limit is 50,000 for a single payment and 500,000 for a daily payment.