What if I don't open the repayment information after receiving it?

The debit card has not been opened, but the mobile phone has received a message asking for repayment, which may be that the system sent a short message by mistake. As long as the user confirms that he has not applied for a debit card, he can ignore the short message directly. Or if the user is really uneasy, he can directly call the Alipay customer service hotline, and then ask the manual customer service to check whether there is any outstanding debt under his name.

The reminder message of the loan is automatically sent by the system, and it is not excluded that it will be sent by mistake. When receiving the wrong short message, the user does not need additional processing. The user applied for borrowing before, but the borrowing has been closed and has not been reopened. At this time, when receiving the information of repayment, it is necessary to confirm whether the previous loan arrears have been fully paid off.

Borrowing is a loan with no grace period. Once the user can't repay the loan on time, it will produce overdue records and overdue interest, which will cause a series of negative effects. Paying back the loan on time can help users actively maintain personal credit information.