What loans are available on WeChat?

1. What kind of loans are available on WeChat?

The following loans are available on WeChat:

1. Weilidai.

Weilidai, like Ant Borrower, both adopt a user invitation system. If there is no entrance to Weilidai in the wallet, it means that there is no Weilidai functionality. After looking through it, you can see that you cannot apply for a loan since there is no official invitation and no Weilidai friends have invited you to activate it.

2. A little joy.

Weilefen, like Weilidai, is a whitelist invitation system. Users who receive the invitation can find the entrance to Weilefen in their WeChat wallet. Weilefen can not only borrow money, but also pay back credit cards. Customers with Weilidai have a better chance of getting a credit limit. Amount: up to 30,000, interest rate: daily interest rate is about 0.045.

3. Cash loan.

Cash loan is a personal small-amount short-term credit product launched by the P2P online lending platform Xinerfu and Tencent mobile QQ client. Cash loan provides a loan limit of 100-500 yuan and a period of 1-14 days. After filling in the required information such as bank, name, ID card, etc., the credit approval can be completed in about two minutes and the payment can be completed in about an hour. Serve.

4. Xiaohua wallet.

"Xiaohua Wallet" advocates "spend anytime, anywhere, whenever you want". Xiaohua Wallet is a mobile phone, upload, and loan, and facial recognition loan may become the next segment of Internet finance. "tuyere". It should be noted that you need to grab a spot every day.

5. Flash loan.

Lightning Loan is a cash lending platform based on WeChat launched by Zhangzhong Finance. It is also a membership invitation-only lending platform. Users of Lightning Loans obtain a credit limit through credit certification and can borrow money at any time within the limit.

6. Doudou money.

Doudouqian is a portable credit wallet with a limit of 1,000-20,000 yuan. Users can quickly obtain it by searching the "Doudouqian" WeChat official account, simply filling in the information and providing relevant information through self-service authorization. Grant credit and apply for cash withdrawal.

: WeChat is a free application launched by Tencent on January 21, 2011 to provide instant messaging services for smart terminals. It was created by the product team of Tencent Guangzhou R&D Center led by Zhang Xiaolong. WeChat supports cross-communication operators and cross-operating system platforms to quickly send free (a small amount of network traffic is required) voice text messages, videos, pictures and text through the network. At the same time, you can also use the data and location-based sharing of streaming media content through *** Social plug-ins such as "Shake", "Drift Bottle", "Moments", "Public Platform", "Voice Notepad" and other service plug-ins.

As of the second quarter of 2016, WeChat has covered more than 94% of smartphones in China, with monthly active users reaching 806 million, with users covering more than 200 countries and more than 20 languages. [4] In addition, the total number of WeChat public accounts of various brands has exceeded 8 million, the number of mobile application dockings has exceeded 85,000, advertising revenue has increased to 3.679 billion yuan [3], and WeChat payment users have reached about 400 million.

WeChat provides public platform, friend circle, message push and other functions. Users can add friends and follow the public through "shake", "search number", "people nearby" and scan QR code platform, while WeChat shares content with friends and the exciting content users see to WeChat Moments. Starting from April 1, 2018, WeChat static barcode payment has a daily limit of 500 yuan.

2. What loan platforms are there on the WeChat client?

There are many of them

3. Is there any risk in sending WeChat bills to loan platforms?

No risk.

In order to increase the limit, the online merchant has the option to upload the bill to increase the limit in the limit increase task on the online merchant loan limit growth page. Select the purpose of using it as a certificate to the online merchant's mailbox, and the online merchant bank will receive it. The customer's consumption situation and credit status are integrated

WeChat Pay provides transaction bill files on a daily basis. The file contains transaction-related parts for merchants to check orders, refunds, bank details and summary data.