Baidu has the money to spend the second repayment 10 1, which is six days overdue. It sent a text message saying that it would send personnel to investigate the household registration and visit the wo

Baidu has the money to spend the second repayment 10 1, which is six days overdue. It sent a text message saying that it would send personnel to investigate the household registration and visit the work unit. Will it really happen? Hello, when you exceed the repayment time stipulated by the rich, it is overdue. Overdue is a serious behavior, which has a great adverse impact on lenders. Once the money is overdue, it will also have an impact on the lender. The longer the overdue time, the more serious the consequences. This is mainly reflected in the penalty interest and the impact on personal credit information.

Penalty interest will be charged for overdue payment. The charging standard is: from the overdue date, the penalty interest will be charged at the agreed interest rate 150% every day until it is paid off overdue. The longer the overdue time, the heavier the penalty interest will be.

On the other hand, personal credit information is affected. Because the money spent belongs to the credit products of Xiaoman Finance (formerly Baidu Finance), just like a small loan, your overdue records will be reported to the credit information system of China People's Bank as scheduled, which will adversely affect your personal credit, so I suggest you pay off the money as soon as possible to safeguard your personal credit. For more questions, please call the official hotline 95055 to communicate.