Conditions of elephant quality product value card

Is the pass rate of Xiaoxiang Premium Card high? The reason for refusing is here!

The current loan platform is simply ingenious, such as 5 1 personal loan, good person loan, and now there is the value loan of Xiaoxiang premium. Some users asked, "Is the pass rate of Xiaoxiang Value Card high? Will it be rejected? " Let's answer this question for everyone.

1. Is the pass rate of Xiaoxiang Premium Card high?

Judging from the feedback from netizens, the pass rate of the elephant premium card is still very high, but it does not mean that it will pay 100% effort. Among them, it is mandatory that users need to use real-name registration mobile phones for more than 6 months, and Sesame has a good credit score. If it does not meet the requirements, it is recommended not to apply.

After meeting the above conditions, you need to complete the procedures such as self-portrait and real-name authentication. If the page is displayed in the payment, there is generally no problem.

Second, what are the reasons for the rejection of the audit?

As mentioned above, there are still many people who fail to apply for face-to-face cards. What is the reason? Summarized the following points.

1, age limit: applicants must be over 18 years old, and students are not allowed to apply.

2. Credit status: Elephant Premium still attaches great importance to the credit status of users. If the overdue period is serious or the sesame score is very low, the backstage will not pass.

3. Incomplete information: When filling in the application materials, you must ensure that the information is complete and correct, otherwise if there is any discrepancy in the telephone number, you will definitely think that you are false information.

The above is about "Is the pass rate of elephant priority card high? And what is the reason for the failure of the audit? " Generally speaking, this product is still very good, and you can apply if necessary.

What app is Yan value card in?

The face value card is the best in the elephant.

At present, the maximum amount of the elephant premium value card can be 8999 yuan. If it is the first application, the loan amount is basically less than 5,000 yuan, but the specific loan amount is subject to the audit result of elephant premium.

At present, the threshold for applying for a loan is relatively low, and there is no need for someone to guarantee the loan. Users can borrow money with their ID cards and personal basic information, without providing other assets certificates. Relatively speaking, the application procedure is very simple, and basically users can borrow money on this platform. But after receiving the loan, it must be used in the right place. Don't spend too much just because it is easy to borrow.

Definition of small value card

Elephant Premium Value Card is a consumer credit product launched by Elephant Premium. After the application is approved, users can borrow money directly from the app of Elephant Premium, or import Taobao Shopping Cart, JD.COM Shopping Cart, Amazon Shopping Cart and Suning Shopping Cart into the Elephant Shopping Cart, and place an order for payment with Yan Value Card.

Reasons for the payment of Yan Pin's stored-value card.

If your elephant premium card has been displayed in the payment after applying for a loan, it may be caused by the following reasons:

1, pushing messages in the background is slow. In this case, just refresh it several times.

2. There are a large number of applicants, and the elephant premium card will pay a return visit before lending, so once there are a large number of applicants, it will cause delays.

If you don't call back after more than 7 working days, or if you still show that you are paying, you may be refused a visa.

The reason why the face value of elephant superior products is over-consumed

If the Yan value card loan shows excessive consumption, it should be that the customer's actual available quota is insufficient and the actual quota given to the customer by the system is full, so placing an order to show excessive consumption does not directly mean that the customer's previous loan has not been repaid.

However, in the case of excessive consumption, customers can pay back the money they borrowed before, and the amount will be restored after the money is paid back. At that time, when more quotas are available, they can continue to apply for loans.

Do I have to confirm it twice in the face value card payment?

That's right.

The second authentication of Yan value card means that users need to complete the second authentication. If there is an entrance for secondary authentication, the user can click enter to complete the secondary authentication. There is a prompt for secondary authentication, and there is no authentication entrance. Users can wait a little and see if the display of the page will change. If there is no authentication entrance, it is displayed as secondary authentication, please contact customer service in time.

In addition, after the user passes the audit, the loan may not be successful, and the loan institution is short of funds, which will also lead to loan failure.

Elephant value card, I believe many people know. It is a consumer credit product owned by Elephant Premium. It is understood that the card is called "consumption by value" and the application method is different from other online loans.

Application conditions for elephant premium products: the mobile phone number of real-name registration system has been used normally for more than 6 months, and Sesame has a good credit.

Information required to apply for Xiaoxiang Premium Card: personal value photo, identity authentication, face recognition, personal basic information, work information, operator and sesame score.

The maximum application amount of Xiaoxiang Premium Card is 8999, the application amount is 5900, and the handling fee is deducted from the account. In terms of other repayment, it shall be subject to the display of Xiaoxiangyou APP when actually borrowing.

Life cycle of elephant premium card: 12 months.

Generally speaking, it takes 7 days to review the elephant premium card, and some users will review it faster and need to go through these processes.

1, system preliminary examination

The evaluation model of Xiaoxiang Youpin Yan value card is that the withdrawal amount without trial is linked to factors such as Yan value and social activity. When applying, you need to complete the selfie, real-name authentication and related authorization, and enter the next step after passing the preliminary examination.

2. Manual audit

If the system is approved, a manual auditor will be automatically assigned. You may receive a phone call or text message, add the auditor's micro signal and start the audit.

Then, many borrowers reported that the Elephant Premium Card has been making money, which may be due to these reasons:

① The speed of pushing messages in the background is slow.

You can always pay attention to the page refresh display. If the score is insufficient and does not meet the application requirements, the display fails.

② There are many applicants.

Products with preferential prices for elephants will be recalled. Once the number of applicants is large and the customer service is not enough, it is easy to cause delays.

③ Holidays and weekends

Note: The longest review period of the elephant premium card is 7 working days, excluding weekends and holidays. Don't be too impatient.

④ Contact customer service.

If you don't call back for more than 7 working days, it still shows that you are paying, and you may be rejected, but your status has not been updated.