Who can tell me what's the procedure for borrowing money from Xiaoman?

Download the APP first. After Apple 12 and ios 14 open the client, they submit the quota application, find "View my quota" on Xiaoman Financial App, and complete my identity authentication according to the operation instructions. Loan approval, find "borrow", input the amount to be borrowed, and fill in relevant effective information such as personal bank savings card. Security verification: After the loan is submitted for approval, the background will send a verification message to the borrower, and after the verification code is correctly entered, the borrower's identity verification will be completed. Wait for the loan. After the loan is approved, a message of payment will be sent to the user, and the loan will arrive in three minutes at the earliest.

Supplementary materials:

The application conditions for Xiaoman Finance "having money to spend" are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. If you have any questions, please contact Xiaoman Finance official customer service hotline 95055. Xiaoman Financial's customer service staff will not contact users through QQ, WeChat or mobile phone. Users will not be required to transfer money first for various reasons such as freezing the wrong account number and verifying the flow of bank card funds. Anyone who asks for a transfer first is a liar. Please beware of being cheated!

In addition, in terms of interest expenses, the minimum daily interest rate for those who have money to spend is 0.02%, and the minimum daily interest rate of 1 000 is 2 yuan, so the interest rate is transparent. But the interest rate varies from person to person. The better you are, the lower the interest rate may be. Du Xiaoman Financial Money Flower is a loan product of BAT, with a strong background and a formal financial license. You can use it safely. Moreover, spending money on credit information also shows that it is also consciously accepting the supervision of the central bank, docking the credit information data of the central bank, submitting the borrower's loan repayment record and providing credit information data. So it is very reliable to have money to spend.

Rich consumer loan products have been connected to personal credit information, helping financial institutions to evaluate users' personal credit status and only feeding back your historical usage records truthfully. However, credit investigation does not mean that there is a credit investigation stain. And if the repayment on time is not overdue, a good credit loan repayment record will become "positive information", which is conducive to the accumulation of users' personal credit level and provides a good credit certificate for applying for other loans. But we must use the loan products reasonably, don't borrow frequently, borrow as needed and repay on time, otherwise the overdue credit report will have a negative impact on your life.