My bank card has been notified by SMS. If there is no money, will the bank deduct it?

The bank card has SMS notification. If there is no money, the SMS fee will not be deducted. Will remind you that the balance is insufficient and the SMS fee deduction failed. Generally, if there is not enough SMS fee in the card for more than 3 months, the bank will automatically stop SMS service. If you deposit money, the bank will deduct the corresponding SMS fee.

First, the bank card will generate the following fixed fees from the beginning of account opening:

The production cost is 5 yuan (some chip cards 10 yuan), the annual fee 10 yuan, and the small account management fee is at least 3 yuan every quarter, totaling at least 27 yuan. Excluding production costs, at least 22 yuan every year from the second year.

If SMS service is launched, it will be at least in 2 yuan every month, 24 yuan all year round, and the total of the three items will be at least in 46 yuan. Even if the card is not used for a long time, the balance in the card is zero, and the above expenses are calculated correctly, and will be deducted when there are funds on the card.

Some people say that since August 1 2065438, the central bank issued the Notice on Suspension of Basic Service Charges of Financial Institutions, in which the annual fee and small account management fee were cancelled. But please remember, you must go to the bank to personally confirm the "double exemption" account, otherwise you will continue to charge.

Because you haven't used your card for a long time, you naturally didn't go to the bank to confirm it. Of course, what you received is correct. If you have more than one card, you can only take off one card, and other bank cards cannot be taken off.

Two, "double zero card" refers to the bank card with zero deposit balance and zero accrued and accrued interest.

Construction Bank said that if the bank card is not used for a long time, it will indeed become a "sleeper" and cannot handle non-counter business. If the balance in the card is zero, it may be cancelled after becoming a sleep account. "If it is lost, it is best to reissue it and directly apply for a new card, which is not a Class I card."

As stipulated by the central bank, individuals who have opened Class I accounts in the same bank can only open Class II and Class III accounts. The latter two accounts are not as good as Class I accounts in terms of scope of use, and their daily consumption and payment are also limited, which is extremely inconvenient.