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Is the postal mobile banking limit 20,000?
Cumulative amount of postal mobile banking transfer day:
1. The single and daily cumulative transfer limit for ordinary customers is 20,000 yuan (including 20,000 yuan).
2. The limit of single and daily cumulative transfer for universal customers is 2 million yuan (including 2 million yuan).
3. Personal online banking identity authentication tool is U shield+SMS, and the cumulative daily limit of gold card customers is 5 million yuan (including 5 million yuan), and the cumulative daily limit of platinum card and diamond card customers is 6.5438+million yuan (including 6.5438+million yuan).
4. The cumulative limit of personal online banking SMS customers is 50,000 yuan (including 50,000 yuan).
Postal mobile banking transfer fee:
There is no charge for inter-bank transfer of postal mobile banking. Since 20 16 12 1, banks and payment institutions shall implement the following provisions when providing transfer services:
1. Provide depositors with various transfer methods, such as real-time account arrival, ordinary account arrival and next-day account arrival, and the depositors can only handle the business after selecting them.
2. In addition to transferring money to my peer account, if an individual transfers money through self-service teller machines (including other self-service devices with deposit and withdrawal functions, the same below), the issuing bank will handle the fund transfer 24 hours after accepting it. Within 24 hours after the issuing bank accepts the transfer, the individual may apply to the issuing bank to cancel the transfer. The accepting bank shall clearly indicate the processing time and revocable terms of the transfer business in the acceptance result interface.
3. If the bank handles the transfer business for individuals through self-service teller machines, it shall add Chinese voice prompts, and set anti-fraud reminders through words, signs, pop-ups and other means; The non-Chinese prompt interface should provide Chinese prompts for core key fields such as fund transfer. If it cannot be prompted, no transfer will be provided.
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