How often will Taobao shops have online business loans?

1. How long will Taobao store have online merchant loans?

Taobao stores will have online merchant loans for 6 months, and online merchant loans do not require customers to have a personal store to apply.

However, if there is an online shop, the probability of opening an online business loan is much greater. However, online merchant loans are also open to users who have already opened Alipay payment codes or introduced traffic, but it is easy to have low quotas or rejected applications.

There are three main ways to open online business loans. One way is for customers to open a shop in Taobao for more than 6 months, and they can open online merchant loans.

One is that the customer opens the payment code of Alipay, and in the case of daily income, the online merchant loan can be obtained in 3~6 months. The last one is to have a business license and apply for an online merchant loan one year later.

2. When will the online merchant loan start after the transfer of Taobao store?

Taobao stores, including enterprise stores, are not allowed to transfer ownership. If it is sold by a private store, the loan of the original store still exists. Prepare complete information and sign it in person at the loan bank. Review the loan within one week, transfer the ownership, and get the certificate after 20 working days.

3. How long will it take for the new Taobao shop to get the loan?

Within 24 hours of opening the store

Fourth, I don't have a Taobao shop. If I borrow it, it will become an online merchant loan. The amount is the same. What's the solution?

The changes made by the system according to your credit behavior are beyond people's control. You can compare the interest rate yourself, and it is very important to repay on time.