How to handle electronic acceptance bills?

Question 1: How to handle electronic acceptance bills 1? Electronic bank acceptance bill 1. Customers who apply for electronic bank acceptance bills open settlement accounts in the acceptance bank. E-bank acceptance The acceptance bank signs an e-commerce bill business service agreement with both users. The customer fills in the application form for electronic commercial bill business. Apply for opening electronic bill business. E-bank acceptance bill acceptance behavior customers open business functions and make digital certificates 5. The accepting bank of the electronic bank acceptance bill signs the corresponding agreement with the user according to the business type 6. Customers specialize in electronic bank acceptance bill business. Advantages of electronic bank acceptance bill: electronic bank acceptance bill is the inheritance and development of paper bank acceptance bill. There is no difference between electronic bank acceptance bill and paper bank acceptance bill in terms of bill rights and obligations. The difference is that the electronic bank acceptance bill replaces the original paper physical bill in the form of data message, replaces the entity signature with electronic signature, replaces the manual transmission with network transmission, and replaces the manual writing with computer input, thus realizing the complete electronization of bill business processes such as bill issuance, circulation and payment. By adopting electronic signature and reliable security authentication mechanism, electronic bank acceptance bills can ensure their uniqueness, integrity and security, and reduce the risk of bills being cloned, altered, forged, lost and damaged.

Question 2: How to receive electronic bank acceptance bills Electronic acceptance is based on online banking. First, open corporate online banking in the bank, preferably a big bank, because the credit cooperatives have not yet access the function of electronic acceptance, and then open the function of electronic draft on the basis of corporate online banking. After paying the electronic bill service fee to the bank, it will be opened and electronic acceptance can be received.

Question 3: How to handle electronic acceptance bills, bank acceptance procedures and electronic bank acceptance bills;

1. Customers who apply for electronic bank acceptance bills open settlement accounts in the acceptance bank;

2. E-banking acceptance bill The acceptance bank signs an e-commerce bill business service agreement with both users;

3. The customer fills in the application form for electronic commercial bill business and applies for opening the electronic bill business;

4, electronic bank acceptance bill acceptance behavior customers open business functions, and make digital certificates;

5. The accepting bank of the electronic bank acceptance bill and the user sign corresponding agreements according to the business type;

6. Customers specialize in the electronic bank acceptance bill industry.

Question 4: How to apply for bank electronic acceptance bills online is different for each bank. You can find the corresponding bank official website on the Internet, and then search the corresponding questions. Generally, there will be a corresponding application introduction. If not, the fastest way is to call manual customer service consultation.

Question 5: How to pay the electronic bank acceptance bill After the bank acceptance bill, the electronic bank acceptance bill was introduced. According to the Measures for the Administration of Electronic Commercial Bill Business, the payment period of electronic bank acceptance bill is extended to 65,438+0 years. This adjustment fully considers the substantial improvement of the security and liquidity of electronic bank acceptance bills, with the aim of giving full play to the financing function of electronic bank acceptance bills. On the other hand, at present, the discount rate and discount rate of electronic bank acceptance bills are highly marketized, so the extension of payment term of electronic commercial bills is beneficial to the discovery of 1 year capital price, forming a more real capital price curve, and the trend of short-term loan bills may be more obvious. The extension of the payment period of electronic bank acceptance bills will also help solve the financing problem of small and medium-sized enterprises. According to statistics, in recent years, the average single issue amount of bank acceptance bills is about 900,000 yuan, which reflects from one aspect that electronic bank acceptance bills are mostly used by small and medium-sized enterprises. Due to the improvement of the security and convenience of electronic bank acceptance bills, the payment period is extended from 6 months to 1 year, which will be very attractive to enterprises and can better meet their short-term financing needs. For banking financial institutions, bill financing has been widely used as a means to borrow funds and adjust the structure of assets and liabilities. The extension of payment term of electronic bank acceptance bill will directly lead to the extension of financing term, thus better meeting the bill business and management needs of commercial banks.

Question 6: How to receive electronic acceptance bills? In order to accept electronic acceptance bills, the company must first open corporate online banking (the annual fee of state-owned banks is about 1 000, and small banks are free). Secondly, the function of electronic acceptance bill should be opened on the basis of enterprise online banking (the annual fee for opening this function is 20 thousand, like CCB, other banks don't know, but it's not cheap). After completing the above work, you can check whether you have received the electronic acceptance bill on the enterprise online banking, just like checking the details of ordinary transactions, only in the column of electronic bill on the online banking. If you receive an electronic acceptance bill, and your next home does not have the above functions, then this ticket cannot be transferred and can only expire. Note that the payment term of electronic acceptance bill is one year, which means you have to wait for one year to get the money. Of course, it can also be discounted at the bank. The bill acceptance payment period is 6 months, and the discount is 6,543,800 yuan. For example, if the interest is 40,000 yuan, then the payment period of electronic acceptance is one year, and the same interest is 80,000 yuan. Electronic acceptance bills issued by state-owned banks and large joint-stock banks can be discounted at banks. If you receive an electronic acceptance bill issued by a city commercial bank, you can't even post the discount (the acceptance bank issued by city commercial banks and credit cooperatives doesn't discount it), you can only deposit it in the bank for maturity, and there is no interest at all.

Question 7: What materials does China Merchants Bank need to handle electronic acceptance bills for corporate accounts? To enable electronic bills, please log in to the UBANK8 and above level menu, click "Self-service Application"-"Handling", and then click "China People's Bank Electronic Bill-China People's Bank Electronic Bill" and click "Apply".

2. Check the account where you want to open the electronic bill function of the People's Bank of China, and select the handling office in the upper left corner. At this time, China Merchants Bank Electronic Commercial Bill Service Agreement will appear. Please click I have read the above agreement and agree, click OK, and then click Process.

3. After successful processing, please exit ubank of China Merchants Bank, replace another administrator in the UK and log in again. After logging in, click self-service application-approval, click business, and click approval. At this time, the service agreement of China Merchants Bank's electronic commercial bill business will appear again. Please click I have read the above agreement and agree, click OK, and then choose Agree.

4. Log in again at last, and add permissions in System Management-Business Management.

Tips: Click on the self-service application-if there is an "electronic bill of China People's Bank", it will be opened. If it is not enabled, you can directly handle the function of people's bank electricity ticket or self-service application through the counter.

Question 8: What information do you need to prepare for opening the electronic acceptance bill business 1: business license (original)

2. Original legal person ID card and agent ID card.

3. Corporate online banking U shield

Question 9: What documents do you need for the bank electronic acceptance bill account? What are the conditions and methods for starting business?

Customers who handle electronic bank acceptance bills through corporate online banking should first apply to their bank for registration as online banking certificate customers.

(1) If a registered enterprise online banking certificate customer wants to open e-banking business, please provide the following information: enterprise organization code certificate and its copy, legal person and agent ID card and its copy, power of attorney, official seal, reserved seal and legal person seal, and other information required by the account opening branch.

(2) If a customer who has not registered the enterprise online banking certificate needs to start the electronic banking acceptance bill business, please provide the following information: the original and photocopy of the enterprise business license, the organization code certificate and photocopy, the ID card and photocopy of the legal person and agent, the power of attorney, the official seal, the reserved seal and the legal person seal, and other information required by the account opening branch.

Question 10: What is an electronic bank acceptance bill? Ordinary paper acceptance bills are easy to open.

To open e-acceptance, we must first open corporate online banking, and then open e-acceptance business on the basis of corporate online banking (there is an additional charge for opening e-acceptance business, such as the annual fee of CCB is 20,000). If it is enabled, it is impossible for the payee not to enable this function, and the other party must also enable this function before the other party can receive this electronic acceptance. At present, state-owned banks and national joint-stock banks have been connected to the system, and some wealthy city commercial banks (such as Bank of Beijing and Bank of Ningbo) have also been connected to the system, and many city commercial banks and credit cooperatives have not yet been connected to the system. For example, the other company cannot accept electronic acceptance when opening an account in a credit union.

The information of electronic acceptance is stored in the system of the People's Bank of China, and all the information of endorsement and transfer is known to the People's Bank of China. Because all the information is stored in the system of China People's Bank, it is very safe. Such as endorsement transfer, due collection, etc. They are all done independently in corporate online banking, without going to the bank.

In addition, the longest payment period for ordinary acceptance is six months, and the payment period for electronic acceptance can be one year.

Another point is that ordinary acceptance is issued by banks or credit cooperatives, and electronic acceptance can be issued by accounting companies of large companies, such as China Huadian Group Finance Co., Ltd. and Zhuhai Gree Finance Company. Although it is an acceptance issued by a finance company, it is also called a bank acceptance bill.