If the fraudster takes my ID card, face recognition and phone number to the platform to pay, will I receive a text message?

There will be no information to inform you.

When someone borrows a loan with your ID card, he will only reserve his mobile phone number when reserving his mobile phone number, and it is impossible to register with your mobile phone number. If someone finds your ID card, it is impossible to inform you to borrow money in your name. Isn't that exposing yourself? It is illegal to borrow money by using someone else's ID card.