Which online loan is Zhonglong Law Firm?

In fact, Zhonglong Law Firm is not an online loan, but they have a cooperative relationship with online loan companies. However, if the loan is not repaid in time, that is, it is overdue, which will affect personal credit information and will also cause overdue fees. I suggest you actively repay the loan. If it is overdue, the other party may sue in court. When Zhonglong Law Firm sends a message, it should repay it in time.

1. online lending, mbth is Internet lending, and p2p online lending is the abbreviation of online lending, including individual peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. The number of online lending platforms grew rapidly in China in 212, with about 35 active platforms so far, and the total number had reached 3,54 by the end of April 215. In April 219, the online loan filing rules will be issued, and the pilot is expected to start in the second half of the year. On September 4th, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of Credit Information System in P2P Online Lending, supporting the P2P online lending institutions in operation to access the credit information system.

2. the essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks, such as concealment, contagion, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate moderately loose regulatory policies to leave room and space for Internet finance innovation. By encouraging innovation and strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy.

3. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement supervision responsibilities, clarify the bottom line of risks, protect legal operations, and resolutely crack down on illegal and illegal behaviors. Peer-to-peer lending includes individual peer-to-peer lending (that is, P2P peer-to-peer lending) and online microfinance. Individual peer-to-peer lending refers to the direct lending between individuals through the Internet platform.

4. The direct lending behavior on the platform of individual peer-to-peer lending belongs to the category of private lending, which is regulated by laws and regulations such as contract law, general principles of civil law and relevant judicial interpretations in the Supreme People's Court. Network micro-loan refers to the micro-loan provided to customers by Internet companies through their controlled micro-loan companies. Network microfinance should abide by the existing regulations of microfinance companies, give full play to the advantages of online lending, and strive to reduce the financing costs of customers. Peer-to-peer lending's business is supervised by CBRC.