How long will you use the excellent loan?

It takes 1 to 3 working days for the excellent loan to be released. Users need to wait patiently. If there is no loan for a long time, you can call the platform customer service hotline for consultation. Subsequent loans on the platform must be repaid on time, and there can be no overdue repayment, because there will be penalty interest after overdue, and the longer the time, the more penalty interest.

Users should pay attention to the interest charged by the platform when borrowing money on this platform. If the interest rate is too high, it will increase the burden of repaying the loan in the future, and it will be easy to be overdue in the future. Then there is a platform for collection after overdue repayment. The common collection method is to call the borrower.

Users can compare different platforms when applying for loans online, and then choose the one with low interest rate, but when choosing a platform, they must pay attention to its formality and avoid borrowing from informal platforms. It should be noted that loans from formal platforms will be uploaded to the credit information center.

If the user borrows a large amount, he can apply for a loan directly from the bank at this time, but it needs to meet the requirements of the bank, and the user can use different repayment methods when handling the loan. Finally, it takes a long time for banks to handle loans, which is not suitable for users who need money badly.

Version information: Take Ji Rong Loan 1.0 version, Apple13 (IOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.