How long does it usually take CCB to get a car loan?

It is understood that after the approval of CCB's car loan, it can be released normally within 3 to 7 working days. But it was also related to the national policies and market conditions at that time. If the consumer cannot provide the application materials required by the bank, it will be difficult to pass the examination and approval, or the examination and approval time will be too long. The specific process is as follows:

China Construction Bank's auto loan approval process:

① The borrower submits the application materials;

② The handling bank conducts preliminary examination of the application materials submitted by the borrower, and conducts credit investigation and customer evaluation on the borrower;

(3) Examining and approving loan applications that meet the loan conditions through preliminary examination and credit investigation;

(4) If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If it fails to pass the examination and approval, it shall explain to the borrower;

⑤ After the loan contract comes into effect, the handling bank will issue the loan. Special loan method is adopted, that is, according to the loan contract, the handling bank directly transfers the loan to the dealer account of the borrower's car purchase.