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Do I need to fill in the micro-loan deduction verification reminder?
I. Automatic Deduction of Small Loans
When the bank card is bound, automatic deduction has been authorized. There will be a text message after the deduction. Just pay more attention to the deduction information. Generally, there will be no verification reminder, because the customer has already completed the verification authorization when opening the automatic deduction business. After the deduction is successful, there will be a corresponding reminder message sent to the customer to let the customer know the details of repayment. Of course, if the deduction fails, the customer will be notified by SMS. After receiving the SMS reminder of failed deduction, customers need to pay back the money manually in time to ensure timely repayment and avoid overdue.
2. "Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September. "Micro-loan" adopts the official invitation system, and the invited users can see it in the "QQ wallet" of mobile QQ and the "WeChat payment" of WeChat.
To sum up, small loans need no guarantee, and the maximum loan amount can be 200,000 yuan. Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. Microfinance does not need mortgage and guarantee, nor does it need to submit any paper materials, which can better meet the microfinance needs of users with good credit.
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